15000 SPANISH POINT DRIVE, PORT CHARLOTTE, FL, 33981
Active360 days on marketListed Aug 13, 2025MLS #N6140076
About this home
15000 SPANISH POINT DRIVE
RUN, DO NOT WALK TO THIS FANTASTIC DEAL. NOW ONLY $625k. This is a STUNNING 5-Bedroom Pool Home with 3 full baths and a 3-car garage. This 2020 Sawgrass floorplan is one of the largest homes in the Harbor West Gated Waterfront Community with 2990 sq ft--it blends elegance, comfort, and functionality in every detail. The entry has a beautiful leaded glass front door with a transom window above allowing extra light to flow in. There are Storm Smart Shutters and an Electric Kevlar Screen protecting the Covered Lanai. The entire home has 21" square tiles which contribute to the spaciousness and continuity of the floorplan. This house offers the perfect balance of private retreats and open living spaces. The 3-car garage provides ample storage for vehicles, tools, and recreational gear. The heart of the home is the large bright kitchen with generous granite counter tops, premium wood shaker cabinets topped with crown molding, modern appliances including a convection oven and microwave, tiled accent backsplash, and a convenient breakfast bar--Or you can dine and linger in the breakfast nook which has an aquarium window overlooking the pool! Two of the 5 bedrooms can be used as a mother-in-law suite. There is a door which connects the 2 rooms affording one room as a bedroom and the other as a sitting room. There are 2 full baths outside of the "mother-in-law suite"-one with a tub & shower and the other with just a shower. The Primary bedroom is gorgeous with high tray ceilings, crown molding and lots of windows. There is a separate sitting area by the windows which overlook the pool and a large ensuite bathroom. The laundry room off the garage has full size washer/dryer, utility sink, and cupboards. The 60' x 22' screened lanai is the gem of the property. The sparkling heated salt water pool/spa is the center of attention with ample surrounding space for entertaining. For convenience, the owner installed an outdoor shower. The area is surrounded by lush landscaping--perfect for tranquil afternoons or lively gatherings. There is a wrought iron fence beyond the lanai, and the green space beyond the lanai will never be built upon. Whether enjoying your morning coffee or hosting friends for a summer barbecue, this home is designed to make every day like a getaway. Again, no need to worry about inclement weather as the home has Storm Catcher Slide Screens by Storm Smart and a Kevlar screen across the lanai to protect the windows and doors. Harbor West is close to the charming Boca Grande town, beaches, and waterway. 40 minutes north is the popular Wellen Park and Atlanta Braves Spring Training Stadium and to the south is the Tampa Bay Rays Spring Training Stadium. There is so much to see and do in the surrounding area so make your appointment today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,990
Sqft
0.32 ac
Lot size
3
Garage
2020
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,599 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,599/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HARBOR WEST
$209 vs $340
Days on market
360 vs 59 typical
Where $209/sqft sits among the 10 homes for sale in HARBOR WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 10
HARBOR WEST have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1482% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15000 SPANISH POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$975,000
14564 GASPAR LOOP · same community
3 bd · 3 ba · 2,650 sqft · $368/sqft · 90 DOM
Sold · Sep ’25$950,000
15176 SPANISH POINT DRIVE · same community
4 bd · 2.5 ba · 2,360 sqft · $403/sqft · 107 DOM
Sold · Jul ’26$860,000
14556 GASPAR LOOP · same community
3 bd · 2.5 ba · 2,357 sqft · $365/sqft · 408 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15000 SPANISH POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15000 SPANISH POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15000 SPANISH POINT DRIVE FAQs
What would the monthly payment be for 15000 SPANISH POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,599/mo — principal and interest, the actual property-tax bill, the $264/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15000 SPANISH POINT DRIVE?+
The association fee works out to $264 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15000 SPANISH POINT DRIVE?+
The most recent tax bill on record (2025) was $6,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15000 SPANISH POINT DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $625,000, this home is listed about 89% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 15000 SPANISH POINT DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 1482% above the PORT CHARLOTTE 33981 median — but at 2,990 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
360 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $850,000, now $625,000 — a $225K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Shelley Jennings. MLS #N6140076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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