David Ramirez
$599,000$879,0003 bd2 ba2,168 sqft$276 /sqft$5,411 /mo all-in ↓

1250 W MARION AVENUE UNIT 242, PUNTA GORDA, FL, 33950

Active706 days on marketListed Sep 3, 2024MLS #C7497421

Reduced $280KWaterfrontCondominiumSTARBOARD POINT PH 02 BLDG 02

About this home

1250 W MARION AVENUE UNIT 242

**Substantial Price Reduction... Don't Miss This!!!**Premier LOCATION!!** *On Charlotte Harbor Is The Renowned Resort-Style Community of STARBOARD POINT *A Boaters' Dream~ Dock with a 15K LB Lift and Immediate Sailboat Access to Charlotte Harbor & on to The Gulf of Mexico!! *Experience the Pinnacle of Luxury Living in this Top Floor 3 Bdr 2 Ba Waterfront Condo *Enjoy Breathtaking Nightly Sunsets Over The Harbor, right from your Living Room in one of the Best Locations in Punta Gorda Isles *This Plush Abode offers a Modern & Spacious Open Concept, High Ceilings, LVT Flooring, Custom Cabinetry, California Walk-In Closet in Primary bedroom, Ample Storage, Plantation Shutters, Luxury Custom Shades, Granite Counters and Stainless Steel Appliances *Starboard Point Boasts a Heated Pool, Tennis & Pickle ball Court, *You'll find an Array of Magnificent Royal Palms Towering over the Lush Landscaping *A Private Gated Entry to Fishermen's Village for Waterfront Dining, Shopping, Tiki Bar at Sunset Beach and Entertainment *This Harbor Front Residence includes Under Building Garage Parking, 8x12, Storage unit, Dock #20, Community Library, Tool Room & Additional Storage for Bikes *Take Stroll on Harbor walk to Our Historic Downtown, Maybe you'd prefer Fishing, Biking, Golf, Gardening or Take a short drive to the beach, Or...Walk across the st & Create Your Own Masterpiece at The Visual Arts Center... There's so much to do and see and It's All close by!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,168

Sqft

1997

Year built

One

Levels

$276

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorSplit Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesWest
ParkingAssigned · Guest · Under Building
ExteriorLighting · Sidewalk · Storage · Tennis Court(s)

Community & fees

HOA fee$1,195/mo
Taxes (2023)$7,191/yr
PetsYes
CommunityBay/Harbor Front · Boat Slip · Canal Front · Dock · Fishing · Water Access · Waterfront · No Truck/RV/Motorcycle Parking · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,411 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2023 actual bill$599
Condo fee — from the listing$1,195
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$5,411/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$599
HOA / condo fee$1,195
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$376KedgeAI estimate $431,148 · range $392K$529K$623K

vs edgeAI estimate

+38.9%

$/sqft vs Punta Gorda actives

$276 vs $208

Days on market

706 vs 62 typical

Where $276/sqft sits among the 400 Punta Gorda actives

119
134
63 · this home
42
17
25
$120–177$177–234$234–290$290–347$347–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fisherman's Village

Map of 1250 W MARION AVENUE UNIT 242 inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Fisherman's Village — neighborhood snapshot

Population

109

Median age

66

Median income

$66,832

Median home value

$389,400

Avg household

2

Households w/ children

6%

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

197 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $280K
Sep 3, 2024Listed at $879,000 · 706 days on market since
1997Built · STARBOARD POINT PH 02 BLDG 02

Reality check

What actually sold near 1250 W MARION AVENUE UNIT 242

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3302 PALM DRSold · Feb ’26

$335,000

3302 PALM DR

3 bd · 2 ba · 2,168 sqft · $155/sqft · 94 DOM

2505 RIO TIBER DRIVESold · Sep ’25

$695,000

2505 RIO TIBER DRIVE

3 bd · 2 ba · 2,241 sqft · $310/sqft · 447 DOM

2807 SANCHO PANZA COURTSold · Sep ’25

$552,500

2807 SANCHO PANZA COURT

3 bd · 2.5 ba · 2,073 sqft · $267/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1250 W MARION AVENUE UNIT 242 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1250 W MARION AVENUE UNIT 242 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1250 W MARION AVENUE UNIT 242 FAQs

What would the monthly payment be for 1250 W MARION AVENUE UNIT 242?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,411/mo — principal and interest, the actual property-tax bill, the $1,195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1250 W MARION AVENUE UNIT 242?+

The association fee works out to $1,195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1250 W MARION AVENUE UNIT 242?+

The most recent tax bill on record (2023) was $7,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1250 W MARION AVENUE UNIT 242?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $599,000, this home is listed about 76% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1250 W MARION AVENUE UNIT 242?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$599,000 runs 124% above the PUNTA GORDA 33950 median — but at 2,168 sqft it's also 29% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,195/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

706 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Monica Vallee. MLS #C7497421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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