1440 SE 21st Street, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active33 days on marketListed Jul 5, 2026MLS #B26048930
About this home
1440 SE 21st Street, Okeechobee FL 34974
BUILD YOUR DREAM HOME ON A VACANT AND CLEARED LOT .335 ACRE LOT LOCATED IN BLUE HERON GOLF AND COUNTRY CLUB LOW HOA FEE OF 25.00 PER YEAR
Facts & features
The home at a glance
0.3352 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$690 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$690/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Blue Heron Vacation Condos, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,050/mo median
Live Okeechobee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Blue Heron Vacation Condos
Blue Heron Vacation Condos is a short-term-rental community. See the full guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1440 SE 21st Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$100,000
3412 SE 18th Terrace, Okeechobee FL 34974
2 bd · 2 ba · 141 DOM
Sold · May ’26$105,000
1601 Us Highway 441 Highway SE # 108, Okeechobee FL 34974
2 bd · 1 ba · 612 sqft · $172/sqft · 58 DOM
Sold · Oct ’25$185,000
1911 SE 33RD STREET
2 bd · 2 ba · 846 sqft · $219/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1440 SE 21st Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1440 SE 21st Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1440 SE 21st Street FAQs
What would the monthly payment be for 1440 SE 21st Street, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1440 SE 21st Street, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1440 SE 21st Street, Okeechobee FL 34974 be rented short-term?+
Yes — this home sits inside Blue Heron Vacation Condos, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Okeechobee?+
At $77,000, this home is listed about 72% below the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the OKEECHOBEE 34974 market on paper
$77,000 is 63% below the OKEECHOBEE 34974 median of $210,000.
02Zoned for nightly rentals
Blue Heron Vacation Condos is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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