David Ramirez
Short-Term Rental Eligible
$299,000$415,0003 bd2.5 ba1,983 sqft$151 /sqft$2,127 /mo all-in ↓

1960 SE 9th Avenue, Okeechobee FL 34974, OKEECHOBEE, FL, 34974

Active87 days on marketListed May 8, 2026MLS #B26026296

Reduced $116KSingle Family ResidenceBLUE HERON GOLF AND COUNTR,BLUE HERON GOLF AND

About this home

1960 SE 9th Avenue, Okeechobee FL 34974

Investor or Fixer Upper Special. Selling as is. Conventional or Cash only . Tucked away in a quiet and charming neighborhood in Okeechobee, this spacious home at 1960 SE 9th Ave offers peaceful living on a beautiful half-acre lot with preserve views to the side and rear for added privacy. Featuring a desirable split floorplan, oversized 2-car garage plus a golf cart garage/workshop space, and a massive mature oak tree welcoming you home. Enjoy mornings on the back porch built for coffee, BBQs, and bird watching. Conveniently located near shopping, restaurants, and easy access to Hwy 70 & 710. Plus, just minutes to Lake Okeechobee for world-class fishing and boating. Brand-new water heater, extra garage fridge included! Located in the heart of Okeechobee, this property offers the perfect balance of peaceful small-town living and outdoor adventure. Known as the gateway to Lake Okeechobee — one of the largest freshwater lakes in the country — the area is famous for world-class bass fishing, boating, kayaking, and breathtaking waterfront sunsets. Outdoor enthusiasts also enjoy nearby parks, nature trails, hunting land, camping, and equestrian properties throughout the surrounding countryside. The home is conveniently located near local shopping, restaurants, medical facilities, schools, and everyday conveniences while still maintaining the privacy and quiet charm that makes Okeechobee so desirable. Easy access to Highway 70 and 710 allows for convenient travel to the Treasure Coast, West Palm Beach, and Central Florida. Residents love the relaxed lifestyle, larger lot sizes, mature oak trees, and sense of community that define the area. Whether you enjoy fishing tournaments, rodeos, local festivals, waterfront dining, or simply watching wildlife from your backyard, Okeechobee offers authentic Florida living with room to breathe.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,983

Sqft

0.48 ac

Lot size

2

Garage

1992

Year built

1

Levels

$151

Per sqft

Golf Course viewPartiallyPets allowed

Inside

FlooringCarpet · Tile · Wood
AppliancesDishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorBar · Custom Mirrors · Entrance Foyer · Laundry Tub · Pantry · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Wet Bar · Family Room · Florida Room
LaundryLaundry Tub
CoolingCeiling Fan(s) · Central Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionBrick · Frame · Frame With Stucco · Slab Construction · Stone · Stucco
ViewGolf Course
FacesWest
Parking2 Or More Spaces · Driveway · Parking Garage · No Rv/Boats
ExteriorOn Golf Course · West Of Us1 · Exterior Lights · None · Room For Pool

Community & fees

HOA fee$25/mo
Taxes (2025)$591/yr
PetsYes
CommunityMandatory Hoa · None · Paved Road · Private Roads

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Connected · Septic · Sewer Connected · Water Connected · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,127 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$49
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,127/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$49
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Okeechobee actives

$151 vs $203

Days on market

87 vs 11 typical

Where $151/sqft sits among the 278 Okeechobee actives

53 · this home
86
69
32
12
26
$106–154$154–203$203–252$252–301$301–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Blue Heron Vacation Condos, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityBlue Heron Vacation Condos
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketOkeechobee
Annual gross at median$26,400
Gross yield on this price8.8%
Homes for rent right now5

Live Okeechobee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Blue Heron Vacation Condos

Map of 1960 SE 9th Avenue, Okeechobee FL 34974 inside its neighborhood boundary

Blue Heron Vacation Condos is a short-term-rental community. See the full guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketSeller’s market1.9 months of inventoryBuyer’s market

$225K$375K

Okeechobee median sold, yr/yr

93.6%

Sale-to-list ratio (12 mo)

17 of 278

Okeechobee actives have cut their price

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $116K
May 8, 2026Listed at $415,000 · 87 days on market since
1992Built · BLUE HERON GOLF AND COUNTR,BLUE HERON GOLF AND

Reality check

What actually sold near 1960 SE 9th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2423 SE 34th Lane, Okeechobee FL 34974Sold · Jun ’26

$235,000

2423 SE 34th Lane, Okeechobee FL 34974

3 bd · 2 ba · 2,102 sqft · $112/sqft · 79 DOM

2603 SE 34th Lane, Okeechobee FL 34974Sold · Jun ’26

$310,000

2603 SE 34th Lane, Okeechobee FL 34974

4 bd · 2 ba · 1,825 sqft · $170/sqft · 85 DOM

1601 US HIGHWAY 441 SE UNIT 5Sold · Nov ’25

$180,000

1601 US HIGHWAY 441 SE UNIT 5

3 bd · 2 ba · 1,822 sqft · $99/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1960 SE 9th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1960 SE 9th Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1960 SE 9th Avenue FAQs

What would the monthly payment be for 1960 SE 9th Avenue, Okeechobee FL 34974?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,127/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1960 SE 9th Avenue, Okeechobee FL 34974?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1960 SE 9th Avenue, Okeechobee FL 34974?+

The most recent tax bill on record (2025) was $591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1960 SE 9th Avenue, Okeechobee FL 34974 be rented short-term?+

Yes — this home sits inside Blue Heron Vacation Condos, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1960 SE 9th Avenue, Okeechobee FL 34974?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Okeechobee?+

At $299,000, this home is listed about 7% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

The brief

Five things that matter here

01Positioned at the premium end

$299,000 runs 42% above the OKEECHOBEE 34974 median — but at 1,983 sqft it's also 43% larger than the typical Okeechobee listing.

02Zoned for nightly rentals

Blue Heron Vacation Condos is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

87 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $415,000, now $299,000 — a $116K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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