David Ramirez
$9,900$12,0003 bd2.5 ba2,320 sqft$4 /sqft$232 /mo all-in ↓

527 E Causeway Boulevard, Vero Beach FL 32963, VERO BEACH, FL, 32963

Active148 days on marketListed Mar 10, 2026MLS #B26000950

Priced 99% below the VERO BEACH 32963 medianReduced $2KWaterfrontPrivate poolSingle Family ResidencePELICAN COVE

About this home

527 E Causeway Boulevard, Vero Beach FL 32963

Boater's & Angler's Paradise! Beautifully remodeled deep-waterfront barrier island home w/ private 60' dock & private boat launch ramp, perfect for boating & fishing enthusiasts. The home features a spacious 15' x 40' pool with spa & fully fenced backyard overlooking the water. Interior upgrades include granite and marble finishes, custom cherry wood cabinetry, Frigidaire appliances & vaulted and tray ceilings that create a bright open feel. All bedrooms offer direct access to the pool area for seamless indoor-outdoor living. Ideally located on the barrier island where you can walk/bike to the beach, parks, restaurants, shops, museum, and theater, making this a rare waterfront rental offering the ultimate Vero Beach lifestyle—bring your boat & enjoy your own private dock and ramp.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,320

Sqft

0.4 ac

Lot size

2

Garage

1982

Year built

$4

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringTile
AppliancesMicrowave · Refrigerator
InteriorPantry · Split Bedroom
CoolingCentral Air
HeatingCentral

Outside & construction

RoofComp Shingle Roof · Shingle
FacesSouth
Parking2 Or More Spaces · Parking Garage
ExteriorNone

Community & fees

PetsNo, Yes
CommunityNone

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$232 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$58
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $347
Interest rate6.00%
Loan term

Estimated payment

$232/mo

Principal & interest$58
FHA mortgage insurance (est.)$4
Est. property taxes$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Vero Beach actives

$4 vs $249

Days on market

148 vs 57 typical

Where $4/sqft sits among the 400 Vero Beach actives

32 · this home
229
68
20
18
33
$4–151$151–298$298–444$444–591$591–737$737+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vero Beach

Map of 527 E Causeway Boulevard, Vero Beach FL 32963

Get to know Vero Beach. See the full Vero Beach guide →

VERO BEACH 32963 — neighborhood snapshot

Population

14,980

Median age

69.1

Median income

$142,985

Median home value

$894,900

Avg household

1.91

Households w/ children

326

For the school run

Indian River County School District

ElementaryBeachland Elementary School★★★★
HighVero Beach High School★★★★★
MiddleGifford Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans buyer10.8 months of inventoryBuyer’s market

$441K$385K

Vero Beach median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

49 of 400

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the VERO BEACH 32963 median. See the full Vero Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $9,900 $2K
Mar 10, 2026Listed at $12,000 · 148 days on market since
1982Built · PELICAN COVE

Reality check

What actually sold near 527 E Causeway Boulevard

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

649 E Causeway Boulevard, Vero Beach FL 32963Sold · May ’26

$1,000,000

649 E Causeway Boulevard, Vero Beach FL 32963 · same community

2 bd · 3 ba · 2,254 sqft · $444/sqft · 34 DOM

11 PELICAN DRIVESold · Jan ’26

$250,000

11 PELICAN DRIVE · same community

2 bd · 2 ba · 1,650 sqft · $152/sqft · 0 DOM

1617 BAYHOUSE COURT UNIT 121Sold · May ’26

$405,000

1617 BAYHOUSE COURT UNIT 121 · same community

3 bd · 3 ba · 1,635 sqft · $248/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 527 E Causeway Boulevard — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 527 E Causeway Boulevard — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

527 E Causeway Boulevard FAQs

What would the monthly payment be for 527 E Causeway Boulevard, Vero Beach FL 32963?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 527 E Causeway Boulevard, Vero Beach FL 32963?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $9,900, this home is listed about 98% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 527 E Causeway Boulevard, Vero Beach FL 32963?+

Beachland Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the VERO BEACH 32963 market on paper

$9,900 is 99% below the VERO BEACH 32963 median of $999,000, and at $4/sqft it sits under the Vero Beach average of $360.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

148 days on market against a Vero Beach median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Beachland Elementary School, Vero Beach High School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $12,000, now $9,900 — a $2K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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