3320 5TH DRIVE W, PALMETTO, FL, 34221
Active2 days on marketListed Jul 22, 2026MLS #A4700424
About this home
3320 5TH DRIVE W
Looking for an affordable pool home in a convenient location? This charming 3-bedroom, 2-bath home is the opportunity you’ve been waiting for! Priced just right, it’s not often you find a move-in ready pool home at this price. From the moment you arrive, you’ll appreciate the brick paver entry, two-car garage, and welcoming curb appeal. Inside, the updated kitchen features granite countertops and overlooks the main living area, while the bathrooms have been tastefully remodeled. Two of the bedrooms are generously sized, offering plenty of room for family, guests, or a home office. The backyard is where this home truly shines. Cool off in your private pool, entertain on the spacious brick paver patio, or let the children and pets enjoy the fully fenced yard. It’s the perfect space to enjoy Florida living year-round. Even better, many of the expensive updates have already been completed for you, including a new roof in 2023 and an updated A/C system in 2020, giving buyers added peace of mind and helping reduce major expenses after closing. Located in Palmetto with no CDD fees and only minimal deed restrictions, you’ll be just minutes from I-75, downtown Bradenton, shopping, restaurants, and the beautiful beaches of Anna Maria Island. If you’ve been waiting for an affordable Florida pool home that offers great value, this one deserves a spot at the top of your list!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,417
Sqft
0.15 ac
Lot size
2
Garage
1994
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.3%
$/sqft vs Palmetto actives
$258 vs $207
Days on market
2 vs 55 typical
Where $258/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3320 5TH DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$300,000
3503 5TH AVENUE W · same community
3 bd · 2 ba · 1,476 sqft · $203/sqft · 54 DOM
Sold · Jun ’26$305,000
3515 5TH AVENUE W · same community
3 bd · 2 ba · 1,210 sqft · $252/sqft · 94 DOM
Sold · Apr ’26$310,000
1102 24TH STREET E
3 bd · 2 ba · 1,445 sqft · $215/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3320 5TH DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3320 5TH DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3320 5TH DRIVE W FAQs
What would the monthly payment be for 3320 5TH DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,793/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3320 5TH DRIVE W?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3320 5TH DRIVE W?+
The most recent tax bill on record (2025) was $3,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3320 5TH DRIVE W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $364,900, this home is listed about 9% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$364,900 is 9% below the Palmetto median of $399,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Palmetto market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Tiffney Mosley. MLS #A4700424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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