3215 55TH STREET E, PALMETTO, FL, 34221
Active36 days on marketListed Jun 18, 2026MLS #A4697527
About this home
3215 55TH STREET E
Nice lake view single home in a very quite tucked in small community. Great low price, very well-maintained, conveniently located in Palmetto that is close to 301, and easy access to the 75 freeway. Conveniently commute between Bradenton, Sarasota, Tampa, St Pete, and easy to get to shopping and dining. This cute 3 bedroom 2 bathoom with a nice open floor plan, primary bedroom ceiling with nice tray ceiling. The home was Built in 2013, with a newer AC - installed in 2024 with transformable warranty. All LVP flooring through out. Valted ceiling gives you high-ceiling feel, nice screened in Lanai facing a beautiful long lakeview. All flowers plants surround the house, make the house extra peaceful and enjoyable. Property has been very well maintained. Very low maintenance required to the home owner. Low HOA fee with a community pool to enjoy. And not to mention there is no CDD for this community! Great for a start up family or a winter home to escape from the snow. Seller is motivated! All Bedrooms furniture were from 2024 and barely used. They can be purchase with separate offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.11 ac
Lot size
2
Garage
2014
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,967 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,967/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Palmetto actives
$231 vs $207
Days on market
36 vs 55 typical
Where $231/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
West Ellenton — neighborhood snapshot
Population
11,596
Median age
42
Median income
$64,584
Median home value
$212,982
Avg household
3
Households w/ children
929
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3215 55TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$328,000
3308 54TH STREET E · same community
3 bd · 2 ba · 1,535 sqft · $214/sqft · 113 DOM
Sold · Jul ’25$305,999
3212 55TH STREET E · same community
3 bd · 2 ba · 1,305 sqft · $234/sqft · 39 DOM
Sold · Aug ’25$325,000
4456 LINDEVER LANE
4 bd · 2 ba · 1,540 sqft · $211/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3215 55TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3215 55TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3215 55TH STREET E FAQs
What would the monthly payment be for 3215 55TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,967/mo — principal and interest, the actual property-tax bill, the $168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3215 55TH STREET E?+
The association fee works out to $168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3215 55TH STREET E?+
The most recent tax bill on record (2025) was $4,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3215 55TH STREET E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $354,000, this home is listed about 11% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3215 55TH STREET E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jessie Xu, PA. MLS #A4697527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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