David Ramirez
$350,000$399,0004 bd2.5 ba2,260 sqft$155 /sqft$2,626 /mo all-in ↓

5206 WILLOW BREEZE WAY, PALMETTO, FL, 34221

Active301 days on marketListed Oct 5, 2025MLS #A4665448

Priced 4% below the PALMETTO 34221 medianReduced $49KSingle Family ResidenceSILVERSTONE

About this home

5206 WILLOW BREEZE WAY

Welcome to 5206 Willow Breeze Way, a modern two-story home in the quaint Silverstone South community of less than 300 homes, that blends comfort, space, and convenience. Built in 2019 with all block construction, this four-bedroom, two-and-a-half-bath residence sits on a private conservation lot, offering a backyard retreat with no neighbors behind you—just the calming view of trees and greenery. Inside, you’ll find a thoughtful floor plan designed for today’s lifestyle. The kitchen serves as the heart of the home, showcasing granite counters, sleek cabinetry, a stylish backsplash, and a center island with seating. It flows seamlessly into the dining area and spacious living room, making it ideal for both casual family time and entertaining friends. The owners have added many sensible and appealing upgrades to ensure cozy living enhaced with excellent home functionality features. Upstairs, all four bedrooms provide comfort and flexibility, while the primary suite stands out with its walk-in closet and spa-like bath featuring dual sinks and a glass-enclosed shower. A loft area adds even more versatility, perfect for a home office, playroom, or media space. Once outside to the fenced backyard, where an extended patio creates the perfect spot for grilling, relaxing, or gathering under the Florida sun. The owner thoughtfully created a unique outdoor space of Zen including a six-foot fence to enhance privacy, along with serenity that includes updated Lanscaping among many fruitful trees including guava! With plenty of room to play, garden, or entertain, this outdoor space is both functional and truly magical. Living here also means enjoying community perks, including a refreshing resort-style pool. The location puts you close to Ellenton Premium Outlets, restaurants, schools, and quick I-75 access, so whether you’re heading to Sarasota, St. Pete, or the Gulf beaches, you’ll always be just a short drive away. This home is move-in ready and waiting to welcome its next owner—a perfect blend of privacy, style, and convenience.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,260

Sqft

0.11 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$155

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$84/mo
Taxes (2024)$2,004/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,626 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$167
HOA fee — from the listing$84
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,626/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$167
HOA / condo fee$84
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $415,785 · range $394K$451K$469K

vs edgeAI estimate

−15.8%

$/sqft vs Palmetto actives

$155 vs $205

Days on market

301 vs 55 typical

Where $155/sqft sits among the 400 Palmetto actives

88 · this home
135
83
45
14
35
$122–167$167–212$212–257$257–302$302–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Willow Hammock

Map of 5206 WILLOW BREEZE WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Willow Hammock — neighborhood snapshot

Population

2,129

Median age

34

Median income

$93,108

Median home value

$332,600

Avg household

4

Households w/ children

292

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

220 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $49K
Oct 5, 2025Listed at $399,000 · 301 days on market since
2019Built · SILVERSTONE

Reality check

What actually sold near 5206 WILLOW BREEZE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5506 SILVER MOONLIGHT DRIVESold · Jun ’26

$425,000

5506 SILVER MOONLIGHT DRIVE · same community

5 bd · 3 ba · 2,934 sqft · $145/sqft · 148 DOM

1519 S SILVERSTONE COURTSold · Feb ’26

$269,000

1519 S SILVERSTONE COURT · same community

3 bd · 2 ba · 1,089 sqft · $247/sqft · 97 DOM

4018 LINDEVER LANESold · Jun ’26

$505,000

4018 LINDEVER LANE

3 bd · 2.5 ba · 2,244 sqft · $225/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5206 WILLOW BREEZE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5206 WILLOW BREEZE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5206 WILLOW BREEZE WAY FAQs

What would the monthly payment be for 5206 WILLOW BREEZE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,626/mo — principal and interest, the actual property-tax bill, the $84/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5206 WILLOW BREEZE WAY?+

The association fee works out to $84 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5206 WILLOW BREEZE WAY?+

The most recent tax bill on record (2024) was $2,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5206 WILLOW BREEZE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $350,000, this home is listed about 12% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5206 WILLOW BREEZE WAY?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALMETTO 34221 market on paper

$350,000 is 4% below the PALMETTO 34221 median of $364,950, and at $155/sqft it sits under the Palmetto average of $234.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

301 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $399,000, now $350,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Heidi Gibson. MLS #A4665448.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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