502 36TH STREET W, PALMETTO, FL, 34221
Active201 days on marketListed Jan 19, 2026MLS #TB8466425
About this home
502 36TH STREET W
THIS HOME QUALIFIES FOR 100% FINANCING. Welcome to this fantastic 3 bedroom, 2 bath home located in the desirable Bayou Estates community of Palmetto, built in 1994 and beautifully maintained throughout. Situated on an oversized corner lot just under 8,000 sq. ft. with tranquil pond frontage, this turnkey residence offers the perfect blend of comfort, functionality, and Florida charm. The property features a spacious two-car garage, a large detached shed, and ample space for a boat or trailer, making it ideal for outdoor and recreational enthusiasts. Enjoy peaceful water views from the expansive 16x20 screened-in lanai or host gatherings on the huge outdoor patio, perfect for entertaining. Inside, the home showcases soaring ceilings, luxury vinyl flooring, and an open, airy layout. The updated kitchen features white shaker soft-close cabinetry, a large pantry, stainless steel appliances, and a convenient pass-through to the dining area. The generous primary suite includes a walk-in closet and a stylish barn door leading to the private ensuite bath. Additional upgrades include newer windows, a newer AC system with UV light, hurricane shutters, and updated interior and exterior paint. Located in a quiet, well-kept neighborhood just off the shoreline of Terra Ceia Bay, this home is not in a flood zone and benefits from a very low HOA fee of only $25 per month. Enjoy nearby boating, fishing, kayaking, nature preserves, scenic waterfront dining, and easy access to Bradenton, Sarasota, beaches, golf courses, shopping, and cultural attractions. With abundant indoor and outdoor space and an unbeatable location, this exceptional home delivers the Florida lifestyle you’ve been looking for—schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,256
Sqft
0.18 ac
Lot size
2
Garage
1994
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,493 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,493/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Palmetto actives
$255 vs $205
Days on market
201 vs 56 typical
Where $255/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
227 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 502 36TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$305,000
3515 5TH AVENUE W · same community
3 bd · 2 ba · 1,210 sqft · $252/sqft · 94 DOM
Sold · Jul ’26$300,000
3503 5TH AVENUE W · same community
3 bd · 2 ba · 1,476 sqft · $203/sqft · 54 DOM
Sold · Feb ’26$215,000
2725 TERRA CEIA BAY BOULEVARD UNIT 107
2 bd · 2 ba · 1,256 sqft · $171/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 502 36TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 502 36TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
502 36TH STREET W FAQs
What would the monthly payment be for 502 36TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,493/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 502 36TH STREET W?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 502 36TH STREET W?+
The most recent tax bill on record (2024) was $3,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 502 36TH STREET W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $319,900, this home is listed about 19% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Palmetto market on paper
$319,900 is 19% below the Palmetto median of $394,999.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
201 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $329,900, now $319,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8466425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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