David Ramirez
$459,0003 bd2 ba1,397 sqft$329 /sqft$4,603 /mo all-in ↓

1950 OREGON TRAIL UNIT 1A, ENGLEWOOD, FL, 34224

Active16 days on marketListed Jul 13, 2026MLS #A4699781

Fully furnishedTownhouseVILLAGE AT OYSTER CREEK PH

About this home

1950 OREGON TRAIL UNIT 1A

FURNISHED and move-in ready! Discover one of Charlotte County's best-kept waterfront secrets in the highly sought-after Village at Oyster Creek. This beautifully maintained 3-bedroom, 2-bath multi-level townhome offers the perfect blend of comfort, convenience, and Florida coastal living. The ground level features an oversized 1-car garage, ample storage, and a versatile bonus room ideal for a home office, fitness room, media room, or hobby space. A private elevator provides effortless access to every level of the home. The second floor showcases an open-concept living and dining area with tile flooring, abundant natural light, and an updated kitchen featuring KitchenAid and LG stainless steel appliances. A spacious guest bedroom, full bath, and screened balcony overlooking the community pool create the perfect setting for relaxing or entertaining. The third level offers a generous primary suite with peaceful water views, an additional guest bedroom, a flexible sitting area or office, and a well-appointed full bath. Just steps from your door, enjoy the scenic boardwalk leading to the heated community pool. Boating enthusiasts will appreciate the community boat dock and available boat slips with direct access to the Intracoastal Waterway and no bridges, making days on the water effortless. Whether you're fishing, boating, or simply enjoying the coastal lifestyle, this community delivers. Ideally located just minutes from Englewood Beach, Boca Grande, golf courses, waterfront dining, shopping, and everyday conveniences, this turnkey waterfront retreat is perfect as a full-time residence, seasonal getaway, or investment opportunity. Schedule your private showing today and experience the very best of Southwest Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,397

Sqft

0.02 ac

Lot size

1

Garage

2003

Year built

Multi/Split

Levels

$329

Per sqft

Water viewFurnishedPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewWater
FacesSouthwest
ExteriorOther

Community & fees

HOA fee$1,031/mo
Taxes (2025)$6,081/yr
PetsYes
CommunityDock · Water Access · Waterfront · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,603 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$507
HOA fee — from the listing$1,031
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$4,603/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$507
HOA / condo fee$1,031
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$329 vs $241

Days on market

16 vs 59 typical

Where $329/sqft sits among the 400 Englewood actives

167
108
67 · this home
21
11
26
$115–219$219–322$322–426$426–530$530–633$633+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1950 OREGON TRAIL UNIT 1A

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

184 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 416% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $459,000 · 16 days on market since
2003Built · VILLAGE AT OYSTER CREEK PH

Reality check

What actually sold near 1950 OREGON TRAIL UNIT 1A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8733 SEASALT LOOPSold · Mar ’26

$268,000

8733 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 191 DOM

8706 SEASALT LOOPSold · Aug ’25

$268,000

8706 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 12 DOM

8694 SEASALT LOOPSold · Sep ’25

$268,000

8694 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1950 OREGON TRAIL UNIT 1A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1950 OREGON TRAIL UNIT 1A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1950 OREGON TRAIL UNIT 1A FAQs

What would the monthly payment be for 1950 OREGON TRAIL UNIT 1A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,603/mo — principal and interest, the actual property-tax bill, the $1,031/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1950 OREGON TRAIL UNIT 1A?+

The association fee works out to $1,031 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1950 OREGON TRAIL UNIT 1A?+

The most recent tax bill on record (2025) was $6,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1950 OREGON TRAIL UNIT 1A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $459,000, this home is listed about 24% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 1950 OREGON TRAIL UNIT 1A?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,000 runs 416% above the ENGLEWOOD 34224 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,031/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of COLDWELL BANKER REALTY · Danielle Dietrich, Pa. MLS #A4699781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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