David Ramirez
$3,750$5,0002 bd2 ba1,360 sqft$3 /sqft$187 /mo all-in ↓

1960 OREGON TRAIL UNIT 2A, ENGLEWOOD, FL, 34224

Active861 days on marketListed Mar 21, 2024MLS #D6135161

Priced 96% below the ENGLEWOOD 34224 medianReduced $1KFully furnishedCondominiumVILLAGE AT OYSTER CREEK PH

About this home

1960 OREGON TRAIL UNIT 2A

Coastal charm and beautiful sunset views from this water front property located on Oyster Creek. This well cared for 2 bedroom 2 bath unit is cozy and comfortable. Located on the 2nd floor with elevator access. This end unit is bright and cheerful with large windows in the living room and dining area. There is direct access to the Gulf of Mexico through Stump Pass. Community docks and kayak launch are the perfect addition to this lovely unit. There are slider doors on the lanain making it perfect for those cool nights or rainy days. Spectacular nature watching right from the lanai. What a perfect place to relax. The pool is heated with a community grilling area. Amenities include: WATER FRONT UNIT, Air-Conditioned, Washer-Dryer, Microwave, Toaster, Keurig Coffeemaker, Dishes-Utensils Provided, Linens Included, Dishwasher, Smart TV and Wifi Subject to Village at Oyster Creek Condo Association approval and payment of $150 application fee per couple or per adult occupant. Fee is reduced to $25 for returning guests. Pets considered with owner APPROVAL. Pet fees apply 12% Florida Lodging Tax, cleaning fee and reservation fee are required. Condo Association approval required. $150 non refundable application fee per couple OR per adult occupant. For returning guests, $25 applciation fee. Please no smoking Pets must be approved

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,360

Sqft

0.03 ac

Lot size

2003

Year built

One

Levels

$3

Per sqft

Furnished

Inside

AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

PetsNo
CommunityPool · Sidewalks

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $131Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $131
Interest rate6.00%
Loan term

Estimated payment

$187/mo

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$3 vs $240

Days on market

861 vs 59 typical

Where $3/sqft sits among the 400 Englewood actives

35 · this home
179
100
45
14
27
$3–125$125–248$248–370$370–492$492–615$615+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1960 OREGON TRAIL UNIT 2A

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

179 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,750 $1K
Mar 21, 2024Listed at $5,000 · 861 days on market since
2003Built · VILLAGE AT OYSTER CREEK PH

Reality check

What actually sold near 1960 OREGON TRAIL UNIT 2A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8733 SEASALT LOOPSold · Mar ’26

$268,000

8733 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 191 DOM

8706 SEASALT LOOPSold · Aug ’25

$268,000

8706 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 12 DOM

8694 SEASALT LOOPSold · Sep ’25

$268,000

8694 SEASALT LOOP

3 bd · 2 ba · 1,417 sqft · $189/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1960 OREGON TRAIL UNIT 2A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1960 OREGON TRAIL UNIT 2A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1960 OREGON TRAIL UNIT 2A FAQs

What would the monthly payment be for 1960 OREGON TRAIL UNIT 2A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1960 OREGON TRAIL UNIT 2A?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $3,750, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 1960 OREGON TRAIL UNIT 2A?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34224 market on paper

$3,750 is 96% below the ENGLEWOOD 34224 median of $89,000, and at $3/sqft it sits under the Englewood average of $310.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

861 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $5,000, now $3,750 — a $1K cut. The full history is in the market section below.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6135161.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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