David Ramirez
$459,000$469,0003 bd2 ba1,685 sqft$272 /sqft$3,115 /mo all-in ↓

9171 PROSPECT AVENUE, ENGLEWOOD, FL, 34224

Active255 days on marketListed Nov 21, 2025MLS #TB8450470

Reduced $10KPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 069

About this home

9171 PROSPECT AVENUE

Welcome to this beautifully finished, never-lived-in pool home by JWM Residential. The Hanover 2.0 model offers 3 bedrooms, 2 bathrooms, and a 2-car garage with a spacious split floor plan designed for everyday comfort and easy entertaining. Built with solid concrete block construction and a wind-resistant all-hip roof, the home is outfitted with upgraded PGT impact windows and sliders for strong storm protection. Inside, the bright open-concept living area features vaulted ceilings and durable porcelain tile flooring throughout. The kitchen includes granite countertops, a 6-foot island, Samsung stainless steel appliances, and all-wood cabinetry with soft-close doors, drawers, and crown molding. The owner’s suite features a tray ceiling, recessed lighting, dual sinks, a large walk-in shower, and a generous walk-in closet. The second bathroom also functions as a convenient pool bath with direct access to the lanai. The garage is finished with a sleek, durable epoxy chip floor. Outside, enjoy your private outdoor oasis with a paver pool deck, screened lanai, and a concrete pool finished in pebble tec. The yard is fully landscaped and irrigated for easy maintenance. Located in East Englewood, you’re close to beaches, shopping, dining, and great fishing. This is an outstanding opportunity to purchase a never-occupied JWM Residential pool home in a growing area of Southwest Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,685

Sqft

0.23 ac

Lot size

2

Garage

2024

Year built

One

Levels

$272

Per sqft

Private pool

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab · Stem Wall
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2024)$595/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,115 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2024 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,115/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$354KedgeAI estimate $439,914 · range $369K$472K$491K

vs edgeAI estimate

+4.3%

$/sqft vs Englewood actives

$272 vs $240

Days on market

255 vs 67 typical

Where $272/sqft sits among the 400 Englewood actives

174
107 · this home
63
17
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 9171 PROSPECT AVENUE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

181 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 416% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,000 $10K
Nov 21, 2025Listed at $469,000 · 255 days on market since
2024Built · PORT CHARLOTTE SEC 069

Reality check

What actually sold near 9171 PROSPECT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9347 LOYOLA AVENUESold · Oct ’25

$300,000

9347 LOYOLA AVENUE · same community

3 bd · 2 ba · 1,651 sqft · $182/sqft · 25 DOM

9431 PROSPECT AVENUESold · Nov ’25

$485,000

9431 PROSPECT AVENUE · same community

3 bd · 2 ba · 1,640 sqft · $296/sqft · 9 DOM

6206 MARCUM STREETSold · Oct ’25

$335,000

6206 MARCUM STREET · same community

2 bd · 2 ba · 1,551 sqft · $216/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9171 PROSPECT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9171 PROSPECT AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9171 PROSPECT AVENUE FAQs

What would the monthly payment be for 9171 PROSPECT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,115/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9171 PROSPECT AVENUE?+

The most recent tax bill on record (2024) was $595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $459,000, this home is listed about 26% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9171 PROSPECT AVENUE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$459,000 runs 416% above the ENGLEWOOD 34224 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

255 days on market against a Englewood median of 67 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $469,000, now $459,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALNET FLORIDA REAL ESTATE · Jonathan Meyer, PA. MLS #TB8450470.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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