9406 PROSPECT AVENUE, ENGLEWOOD, FL, 34224
Active124 days on marketListed Apr 4, 2026MLS #D6146838
About this home
9406 PROSPECT AVENUE
Seller is offering a $1,500 credit to use toward your first year of flood insurance, interest rate reduction or closing costs! Come see this waterfront home in East Englewood in a great neighborhood centrally located to parks, schools, restaurants, shopping plazas, medical facilities and Englewood's pristine beaches on Manasota Key! Enjoy your own private access via your fenced backyard to the Newgate Waterway, offering miles of exploration. This 2 bedroom split plan layout offers an updated kitchen with a dinette and breakfast nook, 1 car garage, 2 bedrooms, each with their own walk-in closet and a spacious tiled lanai with a pass through service window to the kitchen. The primary suite bathroom has a tiled walk in shower and single vanity. Imagine your days filled with peaceful paddling on the waterways right from you own backyard and then heading to the beach for sunset and a visit to the tiki bar to end the day!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,046
Sqft
0.23 ac
Lot size
1
Garage
1989
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Englewood actives
$234 vs $239
Days on market
124 vs 68 typical
Where $234/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Englewood. See the full Englewood guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
178 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9406 PROSPECT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$285,000
6302 BRAUN STREET · same community
2 bd · 2 ba · 1,180 sqft · $242/sqft · 29 DOM
Sold · Feb ’26$380,000
9392 WILLMINGTON BOULEVARD · same community
3 bd · 2 ba · 1,282 sqft · $296/sqft · 3 DOM
Sold · Dec ’25$273,000
9108 PROSPECT AVENUE · same community
2 bd · 2 ba · 1,346 sqft · $203/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9406 PROSPECT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9406 PROSPECT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9406 PROSPECT AVENUE FAQs
What would the monthly payment be for 9406 PROSPECT AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,027/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9406 PROSPECT AVENUE?+
The most recent tax bill on record (2025) was $3,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9406 PROSPECT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $245,000, this home is listed about 33% below the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9406 PROSPECT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$245,000 runs 190% above the ENGLEWOOD 34224 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $275,000, now $245,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Jenn Clifford. MLS #D6146838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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