David Ramirez
$225,0002 bd2 ba1,212 sqft$186 /sqft$1,858 /mo all-in ↓

3980 IRONWOOD CIRCLE UNIT 301, BRADENTON, FL, 34209

Active18 days on marketListed Jul 16, 2026MLS #A4699628

Priced 43% below the Bradenton medianCondominiumTHE ARBORS AT PINEBROOK PH II

About this home

3980 IRONWOOD CIRCLE UNIT 301

Welcome to this spacious 2-bedroom, 2-bath end-unit condo in the sought-after, all-age community of The Arbors of Pinebrook! Thoughtfully designed with a larger floor plan and abundant natural light, this bright and airy home offers a versatile layout well-suited to everyday living or seasonal getaways. The sunny eat-in kitchen provides a welcoming space for casual meals, while the split-bedroom floor plan offers privacy for residents and guests alike. A full-size washer and dryer add everyday convenience, and the home comes partially furnished for a move-in-ready start. As an end unit, this home offers added privacy along with a bonus patio area — the perfect spot to enjoy your morning coffee, host guests, or simply unwind at the end of the day. Recent community improvements include a new roof, offering added peace of mind for future owners. The Arbors of Pinebrook offers a wonderful lineup of resort-style amenities, including a heated pool, fitness room, gazebo, outdoor grilling area, and bike storage — ideal for an active, low-maintenance lifestyle. Beyond the community, you'll enjoy a truly unbeatable location in the heart of Bradenton, just minutes from Sarasota-Bradenton International Airport, the sugar-sand Gulf beaches, top-rated golf courses, and an abundance of shopping, dining, and entertainment options. Whether you're searching for a full-time residence, a seasonal escape, or a smart investment opportunity, this home offers incredible potential to add your personal touches and create the perfect Florida retreat. Don't miss your chance to own a piece of paradise — schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,212

Sqft

0 ac

Lot size

1994

Year built

One

Levels

$186

Per sqft

PartiallyPets allowed

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer
InteriorWindow Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorBalcony · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2025)$3,286/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$274
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,858/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$274
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$206KedgeAI estimate $222,092 · range $215K$226K$235K

vs edgeAI estimate

+1.3%

$/sqft vs Bradenton actives

$186 vs $249

Days on market

18 vs 53 typical

Where $186/sqft sits among the 400 Bradenton actives

105 · this home
100
89
45
24
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3980 IRONWOOD CIRCLE UNIT 301

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $225,000 · 18 days on market since
1994Built · THE ARBORS AT PINEBROOK PH II

Reality check

What actually sold near 3980 IRONWOOD CIRCLE UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3520 51ST AVENUE WSold · Jan ’26

$320,000

3520 51ST AVENUE W

2 bd · 2 ba · 1,239 sqft · $258/sqft · 11 DOM

129 WILD PALM DRIVE UNIT DSold · May ’26

$140,000

129 WILD PALM DRIVE UNIT D

2 bd · 2 ba · 1,304 sqft · $107/sqft · 35 DOM

207 PINENEEDLE DRIVE UNIT 207Sold · Aug ’25

$185,000

207 PINENEEDLE DRIVE UNIT 207

2 bd · 2 ba · 1,304 sqft · $142/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3980 IRONWOOD CIRCLE UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3980 IRONWOOD CIRCLE UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3980 IRONWOOD CIRCLE UNIT 301 FAQs

What would the monthly payment be for 3980 IRONWOOD CIRCLE UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3980 IRONWOOD CIRCLE UNIT 301?+

The most recent tax bill on record (2025) was $3,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3980 IRONWOOD CIRCLE UNIT 301?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $225,000, this home is listed about 43% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Aaron Wittenstein. MLS #A4699628.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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