3980 IRONWOOD CIRCLE UNIT 404, BRADENTON, FL, 34209
Active153 days on marketListed Feb 28, 2026MLS #A4682675
About this home
3980 IRONWOOD CIRCLE UNIT 404
Welcome to a beautifully priced unit, FULLY FUNDED community where your budget stays on track—zero fee increases for the THIRD year in a row! Nearly 1,000 square feet of elevated living—this isn’t your average 1-bedroom. As a top-floor gem featuring the rare luxury of TWO full bathrooms, this home offers the kind of scale and utility usually reserved for a two-bedroom. The eat-in kitchen and open-concept living area flow seamlessly toward serene views of the pool below—perfect for those who love to host. The expansive primary bedroom, featuring its own dedicated bath and a massive walk-in closet, provides the ultimate sense of privacy and space. PLUS, enjoy the convenience of a dedicated laundry room inside your unit! The lifestyle here is truly turn-key, this unit comes furnished; your condo fee covers water, sewer, trash, cable TV, and high-speed internet, along with pool access and exterior maintenance. Located in a sought-after golf community where membership is entirely optional. Nestled in the heart of Bradenton, you’re just SIX MILES from pristine sandy beaches and breathtaking sunsets. Minutes from top restaurants, shopping, golf, parks, SRQ airport, and more! No CDD fees in this community! Don’t wait—opportunities like this vanish fast. Act now before it’s gone! The Arbors at Pinebrook is a fully funded reserve community for both Structural Integrity and Capital components. No current or upcoming special assessments. Unit updates: Primary and hall bath updated; Updated ceramic tile; New A/C: 2022; Primary shower PVC P-trap replacement: 2022; Lanai Rescreen: 2025; Popcorn ceilings removed. Community updates: New roofs, elevators, stack pipe linings: 2023/2024; New pool deck and heater 2025. Whether you are looking for a place to call home or a smart addition to your investment portfolio (rentals are permitted), this is it!
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
998
Sqft
2.18 ac
Lot size
1994
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,419 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,419/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$162 vs $249
Days on market
153 vs 53 typical
Where $162/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
186 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3980 IRONWOOD CIRCLE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$176,500
4850 51ST STREET W UNIT 4205
2 bd · 2 ba · 1,000 sqft · $177/sqft · 69 DOM
Sold · Oct ’25$146,000
4850 51ST STREET W UNIT 3205
2 bd · 2 ba · 1,000 sqft · $146/sqft · 12 DOM
Sold · Sep ’25$170,000
4802 51ST STREET W UNIT 1305
2 bd · 1 ba · 1,008 sqft · $169/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3980 IRONWOOD CIRCLE UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3980 IRONWOOD CIRCLE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3980 IRONWOOD CIRCLE UNIT 404 FAQs
What would the monthly payment be for 3980 IRONWOOD CIRCLE UNIT 404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,419/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3980 IRONWOOD CIRCLE UNIT 404?+
The most recent tax bill on record (2024) was $2,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3980 IRONWOOD CIRCLE UNIT 404?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $162,000, this home is listed about 59% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$162,000 is 59% below the Bradenton median of $395,740, and at $162/sqft it sits under the Bradenton average of $264.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $172,000, now $162,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Leann Magnabosco. MLS #A4682675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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