David Ramirez
$239,9002 bd2 ba1,152 sqft$208 /sqft$1,814 /mo all-in ↓

3980 IRONWOOD CIRCLE UNIT 206, BRADENTON, FL, 34209

Active525 days on marketListed Feb 23, 2025MLS #A4641833

Priced 39% below the Bradenton medianCondominiumTHE ARBORS AT PINEBROOK PH II

About this home

3980 IRONWOOD CIRCLE UNIT 206

Nicely updated second floor home with a gorgeous view overlooking the pool. This two bedroom, two bath unit has beautiful high quality laminate flooring, granite countertops in the kitchen and is extremely well maintained. Featuring a large primary bedroom with ensuite bath that has a step-in shower and large walk-in closet. The second bedroom is a nice size and is just steps from a full bath with tub. This unit features a generous laundry room, kitchen with eating area plus a dining area and large living area. Finally rounding out the floor plan is a screened in lanai with sliders. On top of all of these wonderful features this home is structurally safe and sound being of concrete construction plus having hurricane windows in the bedrooms and kitchen area! New roof in 2022, Plumbing stacks lined in 2023, elevators new in 2024! All the work is done so you can move in and just relax or take a stroll over to the gazebo overlooking the pond, hang out at the pool or utilize the club room or fitness room or take a very short drive to the beautiful beaches of Anna Maria Island. Oh, and let's not forget the executive golf course just across the street! Make an appointment today to view and see all this property has to offer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,152

Sqft

2.18 ac

Lot size

1994

Year built

One

Levels

$208

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Elevator · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2024)$1,624/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,814 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2024 actual bill$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$1,814/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$200KedgeAI estimate $209,606 · range $209K$212K$249K

vs edgeAI estimate

+14.5%

$/sqft vs Bradenton actives

$208 vs $249

Days on market

525 vs 53 typical

Where $208/sqft sits among the 400 Bradenton actives

105
99 · this home
90
45
24
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3980 IRONWOOD CIRCLE UNIT 206

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

201 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Feb 23, 2025Listed at $239,900 · 525 days on market since
1994Built · THE ARBORS AT PINEBROOK PH II

Reality check

What actually sold near 3980 IRONWOOD CIRCLE UNIT 206

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3520 51ST AVENUE WSold · Jan ’26

$320,000

3520 51ST AVENUE W

2 bd · 2 ba · 1,239 sqft · $258/sqft · 11 DOM

3112 52ND AVENUE DRIVE WSold · Dec ’25

$225,000

3112 52ND AVENUE DRIVE W

2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM

129 WILD PALM DRIVE UNIT DSold · May ’26

$140,000

129 WILD PALM DRIVE UNIT D

2 bd · 2 ba · 1,304 sqft · $107/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3980 IRONWOOD CIRCLE UNIT 206 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3980 IRONWOOD CIRCLE UNIT 206 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3980 IRONWOOD CIRCLE UNIT 206 FAQs

What would the monthly payment be for 3980 IRONWOOD CIRCLE UNIT 206?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3980 IRONWOOD CIRCLE UNIT 206?+

The most recent tax bill on record (2024) was $1,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3980 IRONWOOD CIRCLE UNIT 206?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $239,900, this home is listed about 39% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Listing courtesy of FINE PROPERTIES · Ron Short, Jr. MLS #A4641833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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