319 BEARDED OAKS CIRCLE, SARASOTA, FL, 34232
Active13 days on marketListed Jul 10, 2026MLS #A4699157
About this home
319 BEARDED OAKS CIRCLE
Designer-Owned. Completely Updated. Perfectly Located. Welcome to Bearded Oaks, one of Sarasota's best-kept secrets—a quiet enclave of just 57 homes offering low-maintenance living in the heart of the city. Whether you're a young professional, a physician or healthcare worker at nearby Sarasota Memorial Hospital, a growing family, or a seasonal resident looking for a turnkey Florida retreat, this home delivers the perfect combination of style, convenience, and peace of mind. Ideally situated within Sarasota city limits, you're less than 10 minutes from vibrant Downtown Sarasota and University Town Center (UTC), only a few miles from Sarasota Memorial Hospital, and just a short drive to world-renowned beaches, waterfront dining, shopping, arts, and entertainment. This beautifully renovated 3-bedroom, 2-bath residence has been thoughtfully transformed over the years, with nearly every major system and finish updated—allowing the next owner to simply move in and enjoy. Inside, you'll find a bright, open floor plan highlighted by designer finishes, luxury flooring throughout, custom built-ins, and a striking faux fireplace that anchors the living space. The beautifully redesigned kitchen features premium KitchenAid appliances, updated cabinetry, and an inviting layout ideal for both everyday living and entertaining. Both bathrooms have been completely remodeled, including a reconfigured primary bath that creates a true spa-like retreat. Additional upgrades include a whole-home water filtration system, updated water heater and HVAC, and a spacious two-car garage complete with built-in cabinetry for exceptional organization and storage. The improvements continue outside. Hardie® siding, insulated double-pane windows, hurricane shutters, and extensive exterior renovations were completed during the home's comprehensive remodel. In 2023, a new roof with hurricane-rated skylights was installed, while 2024 brought professionally refreshed landscaping, additional trees and plantings with dedicated irrigation, and elegant landscape lighting that enhances the home's curb appeal long after sunset. Beyond the home itself, Bearded Oaks offers an easy, low-maintenance lifestyle with HOA dues of only $190 monthly, covering lawn maintenance, community irrigation, and access to the neighborhood pool. It's the perfect setting for full-time residents and seasonal homeowners alike. Homes where the major improvements have already been completed are becoming increasingly difficult to find in Sarasota. Combining thoughtful design, extensive updates, an unbeatable central location, and exceptional pride of ownership, this designer-owned residence offers a rare opportunity to enjoy the very best of Sarasota living. Furniture is available under a separate bill of sale, creating the opportunity for a truly turnkey purchase
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,328
Sqft
0.11 ac
Lot size
2
Garage
1992
Year built
One
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,903 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,903/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Sarasota actives
$448 vs $328
Days on market
13 vs 58 typical
Where $448/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bearded Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bearded Oaks — neighborhood snapshot
Population
768
Median age
45
Median income
$54,357
Median home value
$318,500
Avg household
2
Households w/ children
109
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
147 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the SARASOTA 34232 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 319 BEARDED OAKS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
3957 BEARDED OAKS COURT · same community
3 bd · 2 ba · 1,264 sqft · $289/sqft · 42 DOM
Sold · Sep ’25$267,000
3957 BEARDED OAKS CT COURT · same community
3 bd · 2 ba · 1,264 sqft · $211/sqft · 3 DOM
Sold · Apr ’26$333,000
331 BEARDED OAKS CIRCLE · same community
3 bd · 2 ba · 1,237 sqft · $269/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 319 BEARDED OAKS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 319 BEARDED OAKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
319 BEARDED OAKS CIRCLE FAQs
What would the monthly payment be for 319 BEARDED OAKS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,903/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 319 BEARDED OAKS CIRCLE?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 319 BEARDED OAKS CIRCLE?+
The most recent tax bill on record (2025) was $1,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 319 BEARDED OAKS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $595,000, this home is listed about 4% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 319 BEARDED OAKS CIRCLE?+
McIntosh Middle School (middle), Fruitville Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Douglas Clark. MLS #A4699157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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