David Ramirez
$599,9003 bd2 ba1,810 sqft$331 /sqft$4,655 /mo all-in ↓

1099 WATERLINE COURT, SARASOTA, FL, 34240

Active54 days on marketListed Jun 18, 2026MLS #A4697460

Priced 5% below the SARASOTA 34240 medianSingle Family ResidenceLAKEHOUSE COVE/WATERSIDE PH 5

Come see it

Upcoming open house

Sun, Aug 16

1:00 PM – 3:30 PM

About this home

1099 WATERLINE COURT

Welcome to LakeHouse Cove at Waterside, one of Lakewood Ranch’s most sought-after communities! This beautifully designed 3-bedroom, 2-bath residence offers approximately 1,798 square feet of thoughtfully crafted living space with stunning lake views and a desirable southwest rear exposure, providing breathtaking Florida sunsets from your covered lanai. Built by Homes by Towne, this home features an open-concept floor plan filled with natural light, high ceilings, and elegant finishes throughout. The gourmet kitchen is the heart of the home, showcasing quartz countertops, stainless steel appliances, a spacious center island, ample cabinetry, and a walk-in pantry. The primary suite offers a private retreat with serene water views, a spacious walk-in closet, dual vanities, and a beautifully appointed walk-in shower. Hurricane-impact windows and doors provide added peace of mind and energy efficiency. Step outside to enjoy peaceful lakefront living and picturesque sunset views from the covered lanai, creating the perfect setting for relaxation or entertaining guests. Residents of LakeHouse Cove enjoy access to an exceptional collection of resort-style amenities, including a lakeside clubhouse, resort-style pool and spa, state-of-the-art fitness center, pickleball courts, bocce courts, kayak launch and storage, playground, dog parks, scenic walking trails, fire pit gathering areas, and a full calendar of community activities coordinated by an on-site lifestyle director. Located within the award-winning Waterside district of Lakewood Ranch, residents are just minutes from Waterside Place, a vibrant waterfront destination featuring restaurants, boutique shopping, weekly farmers markets, live entertainment, community events, and outdoor recreation. Conveniently located near University Town Center (UTC), Lakewood Ranch Main Street, Downtown Sarasota, SRQ Airport, Nathan Benderson Park, and the world-famous Gulf Coast beaches. Zoned for highly rated schools, including B.D. Gullett Elementary, Dr. Mona Jain Middle School, and Lakewood Ranch High School. Experience the perfect combination of luxury, location, and lifestyle in one of Southwest Florida’s premier waterfront communities. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,810

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

One

Levels

$331

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$397/mo
Taxes (2025)$7,627/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Dog Park · Fitness Center · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,655 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$636
HOA fee — from the listing$397
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,655/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$636
HOA / condo fee$397
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$509KedgeAI estimate $560,992 · range $531K$587K$624K

vs edgeAI estimate

+6.9%

$/sqft vs Sarasota actives

$331 vs $343

Days on market

54 vs 63 typical

Where $331/sqft sits among the 400 Sarasota actives

226 · this home
60
35
29
21
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterside

Map of 1099 WATERLINE COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Waterside — neighborhood snapshot

Population

768

Median age

57

Median income

$133,608

Median home value

$753,200

Avg household

3

Households w/ children

57%

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

164 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $599,900 · 54 days on market since
2024Built · LAKEHOUSE COVE/WATERSIDE PH 5

Reality check

What actually sold near 1099 WATERLINE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8113 STERNWAY ROADSold · Jun ’26

$535,000

8113 STERNWAY ROAD · same community

2 bd · 2 ba · 1,810 sqft · $296/sqft · 3 DOM

1027 WATERLINE COURTSold · Apr ’26

$560,000

1027 WATERLINE COURT · same community

3 bd · 2 ba · 1,784 sqft · $314/sqft · 36 DOM

8148 STERNWAY ROADSold · Jan ’26

$570,000

8148 STERNWAY ROAD · same community

3 bd · 2 ba · 1,764 sqft · $323/sqft · 188 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1099 WATERLINE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1099 WATERLINE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1099 WATERLINE COURT FAQs

What would the monthly payment be for 1099 WATERLINE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,655/mo — principal and interest, the actual property-tax bill, the $397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1099 WATERLINE COURT?+

The association fee works out to $397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1099 WATERLINE COURT?+

The most recent tax bill on record (2025) was $7,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1099 WATERLINE COURT?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $599,900, this home is listed about 7% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1099 WATERLINE COURT?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VIVE REALTY · Jeffrey Swanson. MLS #A4697460.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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