493 SYCAMORE, PORT CHARLOTTE, FL, 33954
Active17 days on marketListed Jul 17, 2026MLS #A4698915
About this home
493 SYCAMORE
Virtually Staged. Stop scrolling, summer kitchen, 10-foot ceilings, and a 10-2 home warranty, plus $4,399.00 lender credit, free appraisal, and up to $5,000 in closing costs or rate buy-down assistance. This is the one that stands out. This brand-new 2026 construction offers 2,163 sq ft of thoughtfully designed living space, delivering a rare combination of modern design, functionality, and affordable luxury. From the moment you walk in, you'll notice the difference. With 10-foot ceilings, 8-foot interior doors, and a dramatic 16-foot sliding glass door, the home is filled with natural light and designed to feel open, elevated, and inviting. The layout is what truly sets this home apart. Designed for real life, it features a 3-zone split floor plan that offers both privacy and flexibility. The primary suite is privately positioned on one side of the home, while two secondary bedrooms are located on the opposite wing and share a Jack-and-Jill bathroom. In addition, a fully enclosed den with its own full bathroom provides the perfect setup for guests, a home office, or an in-law suite. The open-concept living area seamlessly connects the kitchen, dining, and living spaces, creating a natural flow for both everyday living and entertaining. The kitchen is designed with style and function in mind, featuring modern finishes and a spacious layout. Step outside to your covered lanai with a summer kitchen, creating the perfect space to relax, entertain, and enjoy Florida living year-round. This home also offers the opportunity to add a custom pool and spa, with a proposal already available for buyers who want to complete their own backyard retreat. Additional features include a whole-house water filtration system, irrigation system, spacious laundry room, and 2-car garage, all complemented by quality finishes throughout. Located in a quiet residential area of Port Charlotte, with convenient access to shopping, dining, schools, and Gulf Coast beaches. Homes with this level of design, layout, and incentives don't last. Schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,163
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Port Charlotte actives
$203 vs $208
Days on market
17 vs 56 typical
Where $203/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
166 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1625% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 493 SYCAMORE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$430,000
9 LOGAN STREET · same community
3 bd · 2 ba · 2,053 sqft · $209/sqft · 188 DOM
Sold · Aug ’25$480,000
31 TWIG COURT · same community
3 bd · 2 ba · 2,367 sqft · $203/sqft · 59 DOM
Sold · Oct ’25$290,000
19196 RAYMOND AVENUE · same community
3 bd · 2 ba · 1,800 sqft · $161/sqft · 317 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 493 SYCAMORE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 493 SYCAMORE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
493 SYCAMORE FAQs
What would the monthly payment be for 493 SYCAMORE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 493 SYCAMORE?+
The most recent tax bill on record (2025) was $505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $439,900, this home is listed about 31% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 493 SYCAMORE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP FLORIDA HOMES · Larissa Smith. MLS #A4698915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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