145 LOFTIN STREET, PORT CHARLOTTE, FL, 33954
Active326 days on marketListed Sep 16, 2025MLS #O6344244
About this home
145 LOFTIN STREET
5 lots in Port Charlotte, ready for development across various prime locations. Situated in Charlotte County, just minutes from the Gulf Coast, Port Charlotte is a thriving residential community with easy access to major highways and nearby cities like Punta Gorda and North Port. This is a great investment opportunity—lots can be purchased together as a package with preferred pricing or individually to suit your needs.
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 865% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 LOFTIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$130,000
463 THERESA BOULEVARD · same community
3 bd · 1.5 ba · 984 sqft · $132/sqft · 7 DOM
Sold · Mar ’26$260,000
19095 ROOSEVELT AVENUE · same community
3 bd · 2 ba · 1,148 sqft · $226/sqft · 34 DOM
Sold · Nov ’25$288,000
359 SALISBURY STREET · same community
3 bd · 2 ba · 1,266 sqft · $227/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 LOFTIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 LOFTIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
145 LOFTIN STREET FAQs
What would the monthly payment be for 145 LOFTIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,755/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 145 LOFTIN STREET?+
The most recent tax bill on record (2024) was $452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $245,995, this home is listed about 26% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.
Which schools are assigned to 145 LOFTIN STREET?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6344244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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