David Ramirez
$428,0003 bd2.5 ba1,900 sqft$225 /sqft$3,484 /mo all-in ↓

6365 SPRINGMONT LOOP, PALMETTO, FL, 34221

Active18 days on marketListed Jul 2, 2026MLS #A4698690

Single Family ResidenceARTISAN LAKES EAVES BEND PH II SUBPH A,

About this home

6365 SPRINGMONT LOOP

Welcome to Artisan Lakes, where modern design meets resort style living in this beautifully maintained two story home offering 3 bedrooms, 2.5 bathrooms, a 2 car garage, and peaceful water views. Perfectly positioned on an exceptionally large corner lot, this property provides ample space to add a custom pool while still leaving plenty of room for outdoor entertaining, recreation, or simply enjoying Florida's beautiful weather. A paver driveway, manicured landscaping, and a covered front entry create an inviting first impression. Inside, the bright open concept floor plan is filled with natural light and seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Oversized windows showcase tranquil water views, while floor to ceiling blackout curtains in the main living areas provide added comfort and privacy. The chef-inspired kitchen is designed to impress with white shaker cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances including a gas range, and a spacious center island with breakfast bar seating. One of the home's standout features is the custom under the stairs walk in pantry, providing exceptional storage. Smart home features throughout add convenience and enhance everyday living. Upstairs, the spacious primary suite serves as a private retreat, complete with picturesque water views, a walk-in closet featuring custom built-in organization, and an en-suite bathroom with dual vanities and a glass enclosed shower. Two additional bedrooms and a full bathroom provide comfortable accommodations for family or guests, while a convenient first floor half bath is ideal for visitors. Every closet throughout the home has been upgraded with custom built in organizers, and each bathroom includes additional built-in storage showcasing thoughtful attention to detail rarely found in comparable homes. Step outside to the screened and covered lanai, where peaceful water and preserve views create the perfect setting for morning coffee or evening relaxation. Tile flooring extends throughout the main living areas, while plush carpeting adds warmth and comfort to the upstairs bedrooms. Additional highlights include tile flooring throughout the main living areas, plush carpet in the bedrooms, smart home features, a custom under-the-stairs pantry, and a fully custom designed 2 car garage complete with built-in storage, cabinetry, and a dedicated workspace. Situated on an exceptionally large corner lot with ample room to add a custom pool, this home offers convenient access to I-75, the SeaAir Lagoon, shopping, dining, and vibrant downtown St. Petersburg. Residents of Artisan Lakes also enjoy a resort-style pool, clubhouse, fitness center, tennis and basketball courts, soccer field, playground, and beautifully landscaped walking paths Is this home your perfect match?!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,900

Sqft

0.2 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$225

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorFrench Doors · Rain Gutters · Sidewalk

Community & fees

HOA fee$165/mo
Taxes (2025)$5,400/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Dog Park · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,520
FHA mortgage insurance (est.)$189
Property tax — 2025 actual bill$450
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,980Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,980
Interest rate6.00%
Loan term

Estimated payment

$3,484/mo

Principal & interest$2,520
FHA mortgage insurance (est.)$189
Property taxes (actual bill)$450
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $428K
$411KedgeAI estimate $459,760 · range $458K$465K$483K

vs edgeAI estimate

−6.9%

$/sqft vs Palmetto actives

$225 vs $208

Days on market

18 vs 55 typical

Where $225/sqft sits among the 400 Palmetto actives

92
142
78 · this home
42
16
30
$125–173$173–222$222–270$270–319$319–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 6365 SPRINGMONT LOOP

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

200 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $428,000 · 18 days on market since
2022Built · ARTISAN LAKES EAVES BEND PH II SUBPH A,

Reality check

What actually sold near 6365 SPRINGMONT LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10705 FIELDSTONE DRIVESold · Jun ’26

$326,500

10705 FIELDSTONE DRIVE · same community

3 bd · 2 ba · 1,788 sqft · $183/sqft · 22 DOM

5828 CLAIRWOOD COURTSold · Feb ’26

$610,000

5828 CLAIRWOOD COURT · same community

3 bd · 2 ba · 2,029 sqft · $301/sqft · 11 DOM

6223 SPRINGMONT LOOPSold · Sep ’25

$290,000

6223 SPRINGMONT LOOP · same community

3 bd · 2 ba · 1,592 sqft · $182/sqft · 268 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6365 SPRINGMONT LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6365 SPRINGMONT LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6365 SPRINGMONT LOOP FAQs

What would the monthly payment be for 6365 SPRINGMONT LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,484/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6365 SPRINGMONT LOOP?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6365 SPRINGMONT LOOP?+

The most recent tax bill on record (2025) was $5,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6365 SPRINGMONT LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $428,000, this home is listed about 7% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6365 SPRINGMONT LOOP?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOUSE MATCH · Rachel Woodruff, PA. MLS #A4698690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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