David Ramirez
Pending
$324,999$334,9993 bd2 ba1,432 sqft$227 /sqft$2,770 /mo all-in ↓

6434 MILESTONE LOOP, PALMETTO, FL, 34221

Pending48 days on marketListed Jun 5, 2026MLS #A4696142

Priced 12% below the PALMETTO 34221 medianReduced $10KSingle Family ResidenceARTISAN LAKES EAVES BEND PH II SUBPH A,

About this home

6434 MILESTONE LOOP

Why wait to build when you can move right into this beautifully maintained 3-bedroom, 2-bath home offering 1,453 square feet of modern living space? Originally purchased as a second vacation home, the property has been gently lived in and meticulously maintained, presenting like new. Step inside to discover an open-concept floor plan designed for both everyday living and entertaining. The stylish kitchen features quartz countertops, stainless steel appliances, ample workspace, and desirable gas cooking for those who love to prepare meals at home. Abundant windows fill the home with natural light, while ceramic tile flooring throughout the main living areas and bathrooms adds both elegance and easy maintenance. Additional highlights include an indoor laundry room, a spacious 2-car garage with automatic door opener, a tankless insta-hot water heater, and a large backyard ready for your personal touches—whether it's a private pool, outdoor kitchen, or custom entertaining space. Located in the desirable neighborhood of Eaves Bend at Artisan Lakes, residents enjoy access to outstanding community amenities, including a resort-style pool, clubhouse, fitness center, playground, and dog park—everything needed to embrace the Florida lifestyle. Conveniently located just minutes from I-75 and I-275, this home offers easy access to commuting, shopping, dining, and everything the greater Tampa Bay and Sarasota areas have to offer. North River residents enjoy an exceptional lifestyle with outstanding amenities, scenic surroundings, and a vibrant, growing community. Don't miss this opportunity to own a like-new home in one of the area's most desirable neighborhoods—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,432

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

One

Levels

$227

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$165/mo
Taxes (2025)$4,651/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$388
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,770/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$388
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$308KedgeAI estimate $327,947 · range $320K$336K$349K

vs edgeAI estimate

−0.9%

Days on market

48 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 6434 MILESTONE LOOP

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,999 $10K
Jun 5, 2026Listed at $334,999 · 48 days on market since
2023Built · ARTISAN LAKES EAVES BEND PH II SUBPH A,

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6434 MILESTONE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6434 MILESTONE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6434 MILESTONE LOOP FAQs

What would the monthly payment be for 6434 MILESTONE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6434 MILESTONE LOOP?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6434 MILESTONE LOOP?+

The most recent tax bill on record (2025) was $4,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6434 MILESTONE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $324,999, this home is listed about 19% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6434 MILESTONE LOOP?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TIM LESTER INTERNAT'L REALTY · Tim Lester. MLS #A4696142.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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