David Ramirez
$437,5005 bd3.5 ba2,470 sqft$177 /sqft$3,480 /mo all-in ↓

6312 MILESTONE LOOP, PALMETTO, FL, 34221

Active128 days on marketListed Mar 15, 2026MLS #O6390451

Single Family ResidenceARTISAN LAKES EAVES BEND PH II SUBPH A,

About this home

6312 MILESTONE LOOP

Welcome Home! This stunning 2023 Taylor Morrison home offers 5 bedrooms, 3.5 bathrooms, and a spacious loft—perfect for hosting game nights with friends or cozy movie nights with family. From the moment you walk through the front door, you’ll notice the inviting open floor plan, ideal for entertaining and gathering during the holidays. The first floor features a private bedroom and full bathroom located just off the kitchen, making it perfect for guests, in-laws, or a home office. Upstairs, you'll be welcomed by an abundance of natural light pouring through the windows, creating a bright and airy atmosphere. The expansive primary suite is thoughtfully positioned on its own side of the home, offering the privacy you deserve. The suite also includes a massive walk-in closet so large it could be its own room.On the opposite wing of the home, you’ll find three additional bedrooms and a spacious full bathroom, providing plenty of room for family or guests. This home also features several upgraded highlights, including:Built-in fireplace and custom shelving in the loft,Large laundry room with upgraded cabinetry and shelving,Fresh interior paint,Fully fenced backyard Expansive back patio—perfect for outdoor entertaining, Extended driveway with pavers,Oversized two-car garage with ample storage. Located in one of Palmetto’s most sought-after communities, residents enjoy incredible resort-style amenities including: Resort-style pool and spa,State-of-the-art fitness center and clubhouse,Scenic walking trails and ponds, Two dog parks, Playgrounds,Basketball courts,Open sports fields and more Schedule your showing today and make this beautiful home yours! You’ll fall in love not only with the home itself, but with the welcoming community and lifelong friendships waiting to be made.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,470

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$177

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Natural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Lighting · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$165/mo
Taxes (2024)$4,636/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,480 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,576
FHA mortgage insurance (est.)$194
Property tax — 2024 actual bill$386
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,313Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,313
Interest rate6.00%
Loan term

Estimated payment

$3,480/mo

Principal & interest$2,576
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$386
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $438K
$353KedgeAI estimate $403,397 · range $368K$487K$507K

vs edgeAI estimate

+8.5%

$/sqft vs Palmetto actives

$177 vs $208

Days on market

128 vs 55 typical

Where $177/sqft sits among the 400 Palmetto actives

92
141 · this home
80
42
16
29
$125–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 6312 MILESTONE LOOP

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

204 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Mar 15, 2026Listed at $437,500 · 128 days on market since
2023Built · ARTISAN LAKES EAVES BEND PH II SUBPH A,

Reality check

What actually sold near 6312 MILESTONE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6126 MAIDENSTONE WAYSold · Jun ’26

$635,900

6126 MAIDENSTONE WAY · same community

4 bd · 3 ba · 2,403 sqft · $265/sqft · 6 DOM

6029 MAIDENSTONE WAYSold · Apr ’26

$650,000

6029 MAIDENSTONE WAY · same community

4 bd · 3 ba · 2,403 sqft · $270/sqft · 13 DOM

6256 SPRINGMONT LOOPSold · Oct ’25

$391,770

6256 SPRINGMONT LOOP · same community

4 bd · 2.5 ba · 2,320 sqft · $169/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6312 MILESTONE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6312 MILESTONE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6312 MILESTONE LOOP FAQs

What would the monthly payment be for 6312 MILESTONE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,480/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6312 MILESTONE LOOP?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6312 MILESTONE LOOP?+

The most recent tax bill on record (2024) was $4,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6312 MILESTONE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $437,500, this home is listed about 10% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6312 MILESTONE LOOP?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COSTAL LIGHTHOUSE INVESTMENTS · Christian Leonard. MLS #O6390451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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