8906 31ST AVENUE E, PALMETTO, FL, 34221
Active78 days on marketListed May 8, 2026MLS #A4692757
Come see it
Upcoming open house
Sun, Jul 26
1:00 AM – 3:00 PM
About this home
8906 31ST AVENUE E
Welcome to this charming double-wide home located on a desirable corner lot in the sought-after Piney Point Mobile Home Park community! This well-maintained residence offers comfortable Florida living with the added benefit of a newer AC system installed in 2021 for peace of mind and energy efficiency. Enjoy the spacious layout, abundant natural light, and added privacy that comes with the corner lot location. Whether you’re looking for a seasonal retreat or full-time residence, this home offers excellent value with low HOA fees and a convenient location close to shopping, dining, entertainment, and Gulf Coast beaches. Don’t miss the opportunity to own this affordable and inviting home in a friendly community setting!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,012
Sqft
0.14 ac
Lot size
1985
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,347 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,347/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs Palmetto actives
$118 vs $208
Days on market
78 vs 55 typical
Where $118/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8906 31ST AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$154,000
3214 89TH STREET E · same community
2 bd · 2 ba · 1,136 sqft · $136/sqft · 93 DOM
Sold · Jan ’26$118,000
9103 34TH AVENUE E · same community
3 bd · 2 ba · 1,208 sqft · $98/sqft · 105 DOM
Sold · Jan ’26$114,500
8907 32ND AVENUE E · same community
2 bd · 2 ba · 1,256 sqft · $91/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8906 31ST AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8906 31ST AVENUE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8906 31ST AVENUE E FAQs
What would the monthly payment be for 8906 31ST AVENUE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,347/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8906 31ST AVENUE E?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8906 31ST AVENUE E?+
The most recent tax bill on record (2025) was $1,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8906 31ST AVENUE E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $119,900, this home is listed about 70% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8906 31ST AVENUE E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$119,900 is 67% below the PALMETTO 34221 median of $364,900, and at $118/sqft it sits under the Palmetto average of $234.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $124,900, now $119,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Daniel Steele. MLS #A4692757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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