David Ramirez
$624,900$649,0003 bd2 ba2,211 sqft$283 /sqft$4,582 /mo all-in ↓

3839 59TH AVENUE CIRCLE E, ELLENTON, FL, 34222

Active99 days on marketListed Apr 15, 2026MLS #A4689988

Reduced $24KPrivate poolSingle Family ResidenceOAK CREEK

About this home

3839 59TH AVENUE CIRCLE E

Welcome to Oak Creek, a private gated community tucked away on tree-lined streets, offering a peaceful setting with just 34 homes spread across 22 acres. This beautifully maintained 3 bedroom, 2 bathroom home with over 2,200 square feet sits on nearly a quarter acre, providing both space and privacy in a serene setting. From the moment you arrive, the home makes a lasting impression with lush landscaping, mature palms, and inviting curb appeal, complemented by a spacious three car garage and wide driveway. Step inside to a bright and welcoming entryway featuring elegant double glass doors, high ceilings, and an immediate sense of openness. The layout flows effortlessly into a spacious living room and formal dining area, where tray ceilings, crown molding, and newly installed wood flooring create a warm yet refined atmosphere. Large sliding glass doors frame views of the outdoor oasis while filling the space with natural light. The kitchen sits at the heart of the home, designed for both everyday living and entertaining, featuring solid wood cabinetry, ample counter space, a center island, stainless steel appliances, and a walk in pantry. An eat in area is perfectly positioned beside an aquarium window, offering peaceful views of the pool and lush backyard. The true split floor plan ensures privacy for the owner’s suite, which serves as a relaxing retreat with private access to the lanai, dual walk in closets, and a spacious ensuite bathroom complete with dual vanities, a soaking tub, and a walk in shower. The guest bedrooms are generously sized and thoughtfully positioned, with one offering direct access to the pool area, making it ideal for guests or a flexible space. Step outside to your own tropical escape where a screened lanai surrounds a heated pool and spa, all set against a backdrop of mature landscaping for added privacy. Whether enjoying a quiet morning coffee or hosting friends and family, this outdoor space is designed for true Florida living. Located in the growing and conveniently positioned area of Ellenton, this home offers easy access to Ellenton Premium Outlets, a variety of dining and shopping options, and quick access to Interstate 75 for an easy commute to Bradenton, Sarasota, and Tampa. Outdoor enthusiasts will appreciate the proximity to the Manatee River, local parks, and nature preserves, while the beautiful beaches of Anna Maria Island are just a short drive away. With its combination of space, privacy, and location, this home offers the perfect balance of comfort and lifestyle in one of Manatee County’s most desirable gated communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,211

Sqft

0.24 ac

Lot size

3

Garage

2004

Year built

One

Levels

$283

Per sqft

Private poolWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorOutdoor Shower · Sidewalk · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$8,588/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,582 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$716
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,490
Interest rate6.00%
Loan term

Estimated payment

$4,582/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$716
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$422KedgeAI estimate $482,393 · range $439K$546K$650K

vs edgeAI estimate

+29.5%

$/sqft vs OAK CREEK

$283 vs $222

Days on market

99 vs 68 typical

Where $283/sqft sits among the 7 homes for sale in OAK CREEK

3
1
0 · this home
2
0
1
$182–222$222–261$261–301$301–340$340–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Creek

Map of 3839 59TH AVENUE CIRCLE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Oak Creek — neighborhood snapshot

Population

685

Median age

32

Median income

$91,583

Median home value

$411,000

Avg household

4

Households w/ children

84%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

2 of 7

OAK CREEK have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 158% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $624,900 $24K
Apr 15, 2026Listed at $649,000 · 99 days on market since
2004Built · OAK CREEK

Reality check

What actually sold near 3839 59TH AVENUE CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14804 SW 155th Pl, Miami FL 33196Sold · Jan ’26

$640,000

14804 SW 155th Pl, Miami FL 33196 · same community

5 bd · 2.5 ba · 2,082 sqft · $307/sqft · 36 DOM

14552 SW 155th Place, Miami FL 33196Sold · Feb ’26

$520,000

14552 SW 155th Place, Miami FL 33196 · same community

5 bd · 2.5 ba · 2,340 sqft · $222/sqft · 98 DOM

6322 SPARKLING WAYSold · Feb ’26

$385,000

6322 SPARKLING WAY · same community

4 bd · 2 ba · 2,080 sqft · $185/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3839 59TH AVENUE CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3839 59TH AVENUE CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3839 59TH AVENUE CIRCLE E FAQs

What would the monthly payment be for 3839 59TH AVENUE CIRCLE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,582/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3839 59TH AVENUE CIRCLE E?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3839 59TH AVENUE CIRCLE E?+

The most recent tax bill on record (2025) was $8,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3839 59TH AVENUE CIRCLE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $624,900, this home is listed about 136% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3839 59TH AVENUE CIRCLE E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$624,900 runs 158% above the ELLENTON 34222 median — but at 2,211 sqft it's also 52% larger than the typical Ellenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $649,000, now $624,900 — a $24K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Keith Curcio. MLS #A4689988.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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