David Ramirez
$549,000$629,9003 bd3 ba2,475 sqft$222 /sqft$4,238 /mo all-in ↓

3720 59TH AVENUE CIRCLE E, ELLENTON, FL, 34222

Active85 days on marketListed Apr 29, 2026MLS #A4691829

Reduced $81KPrivate poolSingle Family ResidenceOAK CREEK

About this home

3720 59TH AVENUE CIRCLE E

Tucked inside the gated community of Oak Creek, this 3 bedroom, 3 bath pool home sits on a rare double lot overlooking the lake just under half an acre of space, privacy, and beautiful views. Homes in this small, established neighborhood are known for their presence and curb appeal, and this property is no exception with its lush, mature landscaping that creates a peaceful, private setting. Inside, the home offers a spacious and functional layout with a true split floor plan. You’ll find a formal living room, dining room, and a comfortable family room that flows into an open kitchen—perfect for everyday living and entertaining. Crown molding runs throughout, adding a finished touch, and there is also an indoor laundry room for convenience. The third bedroom and full bath have direct access to the pool area, making it ideal for an in-law suite or private guest space. In addition, there is a separate den that could easily serve as a fourth bedroom, office, or flex space depending on your needs. The primary suite is generously sized and features a soaking tub, creating a relaxing retreat. Step outside to the screened pool and enjoy the lake views and the natural privacy the oversized lot provides. The setting truly feels tucked away while still being in a prime location. A brand new roof has already been completed, giving buyers a strong head start. This home is ready for its next owner to add their personal touches inside and out while enjoying the solid layout, exceptional lot, and highly desirable location. Convenient to I-75, shopping, dining, and within easy reach of St. Petersburg, Tampa, and Sarasota.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,475

Sqft

0.47 ac

Lot size

2

Garage

2000

Year built

One

Levels

$222

Per sqft

Private pool

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorPrivate Yard

Community & fees

HOA fee$200/mo
Taxes (2025)$4,839/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,238 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$403
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$4,238/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$403
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$527KedgeAI estimate $602,001 · range $552K$726K$756K

vs edgeAI estimate

−8.8%

Days on market

85 vs 68 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Creek

Map of 3720 59TH AVENUE CIRCLE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Oak Creek — neighborhood snapshot

Population

685

Median age

32

Median income

$91,583

Median home value

$411,000

Avg household

4

Households w/ children

84%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $81K
Apr 29, 2026Listed at $629,900 · 85 days on market since
2000Built · OAK CREEK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3720 59TH AVENUE CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3720 59TH AVENUE CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3720 59TH AVENUE CIRCLE E FAQs

What would the monthly payment be for 3720 59TH AVENUE CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,238/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3720 59TH AVENUE CIRCLE E?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3720 59TH AVENUE CIRCLE E?+

The most recent tax bill on record (2025) was $4,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3720 59TH AVENUE CIRCLE E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $549,000, this home is listed about 107% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3720 59TH AVENUE CIRCLE E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$549,000 runs 126% above the ELLENTON 34222 median — but at 2,475 sqft it's also 70% larger than the typical Ellenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $629,900, now $549,000 — a $81K cut. The full history is in the market section below.

Listing courtesy of LESLIE WELLS REALTY, INC. · Tiffney Mosley. MLS #A4691829.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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