David Ramirez
$434,900$439,9001 bd1 ba590 sqft$737 /sqft$3,734 /mo all-in ↓

205 HIGHLAND AVENUE UNIT 2, BRADENTON BEACH, FL, 34217

Active88 days on marketListed May 13, 2026MLS #A4689457

Priced 65% below the BRADENTON BEACH 34217 medianReduced $5KCondominiumCOQUINA REEF

About this home

205 HIGHLAND AVENUE UNIT 2

Kick off your flip-flops and settle in—this turnkey furnished 1BD/1BA condo is your ticket to the easy, sandy-toes lifestyle that makes Anna Maria Island so irresistible. Just steps from the beach in the heart of Bradenton Beach, it's packed with island charm and ready for sunny days, salty hair, and lazy afternoons by the pool. The layout lives bigger than you'd expect, with a screened lanai overlooking the pool—the perfect perch for morning coffee, Gulf breezes, and post-beach happy hours. A carport and dedicated storage keep beach gear, bikes, and paddleboards tucked away and ready for the next adventure. Step outside and you're moments from the sand, plus an easy stroll to the shops, dining, and entertainment of historic Bridge Street. Hop the trolley, grab a bite, catch live music, or just wander—everything you need for that classic island day is right at your doorstep. And when it's time to come and go, easy on-and-off-island access keeps the mainland close. Short-term rentals are permitted, so whether you're dreaming of a personal beach hideaway, a smart income property, or the best of both, this one checks every box. New Roof, AC and hot water heater in 2025. Welcome to island time.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

590

Sqft

0 ac

Lot size

1982

Year built

One

Levels

$737

Per sqft

Pool viewTurnkey

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionStucco
FoundationStilt/On Piling
ViewPool
FacesWest
ParkingAssigned · Under Building
ExteriorSliding Doors

Community & fees

HOA fee$617/mo
Taxes (2025)$2,455/yr
PetsNo
CommunityBuyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,734 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$205
Condo fee — from the listing$617
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,222
Interest rate6.00%
Loan term

Estimated payment

$3,734/mo

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$205
HOA / condo fee$617
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$304KedgeAI estimate $340,681 · range $317K$401K$452K

vs edgeAI estimate

+27.7%

$/sqft vs Bradenton Beach actives

$737 vs $963

Days on market

88 vs 97 typical

Where $737/sqft sits among the 79 Bradenton Beach actives

28
13 · this home
20
8
5
5
$428–704$704–980$980–1256$1256–1531$1531–1807$1807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Azure Shores

Map of 205 HIGHLAND AVENUE UNIT 2 inside its neighborhood boundary

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

Azure Shores — neighborhood snapshot

Population

103

Median age

67

Median income

$74,643

Median home value

$559,400

Avg household

2

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer14.5 months of inventoryBuyer’s market

$1.0M$675K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

37 of 79

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $434,900 $5K
May 13, 2026Listed at $439,900 · 88 days on market since
1982Built · COQUINA REEF

Reality check

What actually sold near 205 HIGHLAND AVENUE UNIT 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2601 GULF DRIVE N UNIT 510Sold · Apr ’26

$225,000

2601 GULF DRIVE N UNIT 510

1 bd · 1 ba · 598 sqft · $376/sqft · 122 DOM

2601 GULF DRIVE N UNIT B16Sold · Jan ’26

$250,000

2601 GULF DRIVE N UNIT B16

2 bd · 1 ba · 570 sqft · $439/sqft · 367 DOM

1603 GULF DR N UNIT 7Sold · Feb ’26

$440,000

1603 GULF DR N UNIT 7

1 bd · 1 ba · 540 sqft · $815/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 205 HIGHLAND AVENUE UNIT 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 205 HIGHLAND AVENUE UNIT 2 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

205 HIGHLAND AVENUE UNIT 2 FAQs

What would the monthly payment be for 205 HIGHLAND AVENUE UNIT 2?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, the actual property-tax bill, the $617/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 205 HIGHLAND AVENUE UNIT 2?+

The association fee works out to $617 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 205 HIGHLAND AVENUE UNIT 2?+

The most recent tax bill on record (2025) was $2,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 205 HIGHLAND AVENUE UNIT 2?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $434,900, this home is listed about 63% below the Bradenton Beach median of $1,189,500. The market section on this page shows how the area is trending.

Which schools are assigned to 205 HIGHLAND AVENUE UNIT 2?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$434,900 is 65% below the BRADENTON BEACH 34217 median of $1,250,000, and at $737/sqft it sits under the Bradenton Beach average of $994.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $617/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $439,900, now $434,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4689457.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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