601 GULF DRIVE N UNIT 109, BRADENTON BEACH, FL, 34217
Active327 days on marketListed Sep 10, 2025MLS #A4664649
About this home
601 GULF DRIVE N UNIT 109
Located just steps to both the GULF and BAY with beach views from this great 2 BR/2 BT condo. This preferred location (between the Bridges) offers easy access on & off the island and is in close proximity to all the best Anna Maria Island has to offer... Just a short stroll to Historic Bridge Street with great dining, entertainment, shops, and the Historic Bridge Street Pier where the first wooden bridge to AMI was once long ago... This unit offers good, natural lighting and water views from the living room, primary bedroom and lanai- perfect for taking in the beach sunsets. Gulf Watch units are elevated & sustained no flood damage from last year's hurricanes. This beach-to-bay complex allows weekly rentals to offset expenses, a private, heated pool and assigned covered parking for each unit. Unit #109 comes with turn-key furnishings, newer hurricane impact rated doors & windows and is ready for you to make your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,122
Sqft
0 ac
Lot size
1984
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,418 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,418/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.6%
$/sqft vs Bradenton Beach actives
$419 vs $932
Days on market
327 vs 47 typical
Where $419/sqft sits among the 86 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
37 of 86
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 GULF DRIVE N UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$479,500
601 GULF DRIVE N UNIT 209
2 bd · 2 ba · 1,122 sqft · $427/sqft · 229 DOM
Sold · Dec ’25$421,000
1801 GULF DRIVE N UNIT 175
2 bd · 2 ba · 1,080 sqft · $390/sqft · 297 DOM
Sold · Feb ’26$450,000
1801 GULF DRIVE N UNIT 207
2 bd · 2 ba · 1,080 sqft · $417/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 GULF DRIVE N UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 GULF DRIVE N UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
601 GULF DRIVE N UNIT 109 FAQs
What would the monthly payment be for 601 GULF DRIVE N UNIT 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,418/mo — principal and interest, the actual property-tax bill, the $1,913/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 601 GULF DRIVE N UNIT 109?+
The association fee works out to $1,913 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 601 GULF DRIVE N UNIT 109?+
The most recent tax bill on record (2024) was $4,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 GULF DRIVE N UNIT 109?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton Beach?+
At $469,999, this home is listed about 57% below the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 601 GULF DRIVE N UNIT 109?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRADENTON BEACH 34217 market on paper
$469,999 is 62% below the BRADENTON BEACH 34217 median of $1,250,000, and at $419/sqft it sits under the Bradenton Beach average of $966.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,913/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
327 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MIKE NORMAN REALTY INC. · Marianne Norman-Ellis. MLS #A4664649.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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