David Ramirez
$439,000$479,9002 bd1 ba729 sqft$602 /sqft$3,945 /mo all-in ↓

117 7TH STREET N UNIT 2, BRADENTON BEACH, FL, 34217

Active70 days on marketListed May 24, 2026MLS #A4694633

Priced 65% below the BRADENTON BEACH 34217 medianReduced $41KWaterfrontCondominiumBAY VIEW TERRACE

About this home

117 7TH STREET N UNIT 2

LOCATION!!! Dont miss this opportunity to own a beautifully remodeled first-floor condo in the highly sought-after Bayview Terrace community, where location truly is everything! Nestled directly on the bay and just steps from the sugar-white sandy beaches of the Gulf, this 2-bedroom, 1-bath unit offers the perfect blend of island living, convenience, and investment potential. Completely renovated from top to bottom, this move-in-ready, turnkey furnished condo features a gorgeous upgraded kitchen with quartz countertops, stainless steel appliances, custom soft-close shaker cabinetry, and a breakfast bar perfect for casual dining and entertaining. Luxury vinyl plank flooring runs throughout the entire unit, creating a seamless, modern feel. Updated bathroom offers a quartz vanity and a tile-finished shower/tub combo. Both bedrooms are generously sized with plenty of room and comfort for owners and guests alike. A rare feature within Bayview Terrace, this unit includes in-unit laundry for added convenience, as well as its own dedicated parking space located directly outside the back door. Being offered turnkey furnished, this property is ready for immediate enjoyment or rental income potential from day one. Perfectly situated just steps from the community pool, beach access, and the vibrant atmosphere of Bridge Street, you'll enjoy easy access to some of Anna Maria Island's most popular restaurants, shopping, nightlife, and entertainment. Relax by the newly renovated waterfront pool overlooking the Intracoastal Waterway, where dolphins and manatees are frequent visitors. Whether you're looking for a primary residence, vacation getaway, or income-producing investment property, this exceptional island retreat checks every box. Prime location, waterfront lifestyle, turnkey convenience, and fully updated interiors make this a rare opportunity you won't want to miss.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

729

Sqft

1.58 ac

Lot size

1973

Year built

One

Levels

$602

Per sqft

WaterfrontTurnkey

Inside

FlooringLuxury Vinyl · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat
LaundryCommon Area · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingAssigned · Guest
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$843/mo
Taxes (2026)$1,962/yr
PetsNo
CommunityBay/Harbor Front · Fishing · Intracoastal Waterway · Water Access · Buyer Approval Required · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,945 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2026 actual bill$164
Condo fee — from the listing$843
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,945/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$164
HOA / condo fee$843
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$368KedgeAI estimate $435,692 · range $383K$567K$590K

vs edgeAI estimate

+0.8%

$/sqft vs Bradenton Beach actives

$602 vs $932

Days on market

70 vs 47 typical

Where $602/sqft sits among the 86 Bradenton Beach actives

29 · this home
14
17
13
4
9
$441–678$678–916$916–1153$1153–1390$1390–1628$1628+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Map of 117 7TH STREET N UNIT 2

Drive times from this address

Downtown Tampa67 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

37 of 86

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $41K
May 24, 2026Listed at $479,900 · 70 days on market since
1973Built · BAY VIEW TERRACE

Reality check

What actually sold near 117 7TH STREET N UNIT 2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

117 7TH STREET N UNIT 23Sold · Nov ’25

$280,000

117 7TH STREET N UNIT 23 · same community

2 bd · 1 ba · 729 sqft · $384/sqft · 0 DOM

117 7TH STREET N UNIT 23Sold · May ’26

$427,000

117 7TH STREET N UNIT 23 · same community

2 bd · 1 ba · 729 sqft · $586/sqft · 98 DOM

12507 CORTEZ ROAD W UNIT 21Sold · Aug ’25

$75,000

12507 CORTEZ ROAD W UNIT 21

1 bd · 1 ba · 720 sqft · $104/sqft · 167 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 117 7TH STREET N UNIT 2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 117 7TH STREET N UNIT 2 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

117 7TH STREET N UNIT 2 FAQs

What would the monthly payment be for 117 7TH STREET N UNIT 2?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,945/mo — principal and interest, the actual property-tax bill, the $843/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 117 7TH STREET N UNIT 2?+

The association fee works out to $843 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 117 7TH STREET N UNIT 2?+

The most recent tax bill on record (2026) was $1,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 117 7TH STREET N UNIT 2?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $439,000, this home is listed about 59% below the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 117 7TH STREET N UNIT 2?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$439,000 is 65% below the BRADENTON BEACH 34217 median of $1,250,000, and at $602/sqft it sits under the Bradenton Beach average of $966.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $843/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $479,900, now $439,000 — a $41K cut. The full history is in the market section below.

Listing courtesy of DUNCAN REAL ESTATE, INC. · Brittnee Willoughby. MLS #A4694633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton Beach homes, in your inbox

Like 117 7TH STREET N UNIT 2 but not quite? A daily digest of every new listing in Bradenton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 11:37 PM UTC. The listing information on this page last changed on August 2, 2026 at 11:37 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 11:37 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 11:37 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.