David Ramirez
$389,9001 bd1 ba594 sqft$656 /sqft$2,966 /mo all-in ↓

117 7TH STREET N UNIT 35, BRADENTON BEACH, FL, 34217

Active130 days on marketListed Mar 26, 2026MLS #A4687670

Priced 68% below the BRADENTON BEACH 34217 medianWaterfrontFully furnishedCondominiumBAY VIEW TERRACE

About this home

117 7TH STREET N UNIT 35

Back on the market with a “Substantial Market Adjustment”. Welcome to Bay View Terrace Condominiums, a secluded 40-unit complex overlooking beautiful Anna Maria sound. It is accessible at the end of 7th St N in Bradenton Beach behind a new electronic gate. Although not a gated community, it does provide privacy and prevents beachgoers from parking on the property. The complex is within walking distance of all the restaurants and shopping in Bradenton Beach. The complex has an in-ground pool and patio overlooking the intercoastal. Alongside the pool is a community gas grill for everyone’s use. There are community kayak storage racks for use by the residents and their guests. The property had a brand-new seawall installed in 2019. From here you can watch Manatees and Dolphins in the blue waters of Anna Maria Sound. Enough about the complex, let’s talk about your new home away from home. The condo is located on the second floor and was totally and completely unaffected by the hurricanes of 2025. The front of the condo faces to the southwest, filling the unit with sunshine every day. When you enter the home, you are welcomed by an open-floor plan connecting the kitchen, dining area and living room. There is a breakfast bar between the kitchen and dining area. These renovations were done approximately 10 years ago. The home has one bedroom and one full bath. In the bedroom is a sliding glass door leading to a private balcony that overlooks Anna Maria Sound to the northeast. On a clear day or night, you can see the Sunshine Skyway Bridge off in the distance. The home is being sold turnkey furnished as you can see in the photos. Outside the door to your left is a community storage room where the unit has a locked floor to ceiling storage bin for your use. There is also a coin operated laundry room directly beneath your condo making it easy to access. The condo association is self-managed and has one of the lowest quarterly fees on the island. The association has brought the complex back to better than new. The buildings have new roofs and the exteriors totally repainted, all the decking and stairs have been refinished in slip proof coatings. It has been completely re-landscaped, the parking lots paved and repainted, and there is a new electronic gate for easy access. Set up a showing today.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

594

Sqft

1.58 ac

Lot size

1973

Year built

Two

Levels

$656

Per sqft

WaterfrontFurnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorThermostat · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationPillar/Post/Pier · Stem Wall
FacesSoutheast
ExteriorBalcony · Courtyard · Lighting · Outdoor Grill · Sliding Doors

Community & fees

Taxes (2024)$4,062/yr
PetsNo
CommunityPool

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$339
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,966/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$339
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$251KedgeAI estimate $320,057 · range $262K$423K$440K

vs edgeAI estimate

+21.8%

$/sqft vs Bradenton Beach actives

$656 vs $932

Days on market

130 vs 47 typical

Where $656/sqft sits among the 86 Bradenton Beach actives

29 · this home
14
17
13
4
9
$441–678$678–916$916–1153$1153–1390$1390–1628$1628+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Map of 117 7TH STREET N UNIT 35

Drive times from this address

Downtown Tampa67 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

38 of 86

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

Mar 26, 2026Listed at $389,900 · 130 days on market since
1973Built · BAY VIEW TERRACE

Reality check

What actually sold near 117 7TH STREET N UNIT 35

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

117 7TH STREET N UNIT 23Sold · Nov ’25

$280,000

117 7TH STREET N UNIT 23 · same community

2 bd · 1 ba · 729 sqft · $384/sqft · 0 DOM

117 7TH STREET N UNIT 23Sold · May ’26

$427,000

117 7TH STREET N UNIT 23 · same community

2 bd · 1 ba · 729 sqft · $586/sqft · 98 DOM

2601 GULF DRIVE N UNIT 510Sold · Apr ’26

$225,000

2601 GULF DRIVE N UNIT 510

1 bd · 1 ba · 598 sqft · $376/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 117 7TH STREET N UNIT 35 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 117 7TH STREET N UNIT 35 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

117 7TH STREET N UNIT 35 FAQs

What would the monthly payment be for 117 7TH STREET N UNIT 35?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 117 7TH STREET N UNIT 35?+

The most recent tax bill on record (2024) was $4,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 117 7TH STREET N UNIT 35?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $389,900, this home is listed about 64% below the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 117 7TH STREET N UNIT 35?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$389,900 is 68% below the BRADENTON BEACH 34217 median of $1,225,000, and at $656/sqft it sits under the Bradenton Beach average of $966.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

130 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SATO REAL ESTATE INC. · John Damato, II. MLS #A4687670.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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