8756 COCO BAY BOULEVARD, ENGLEWOOD, FL, 34224
Active186 days on marketListed Jan 29, 2026MLS #A4680448
About this home
8756 COCO BAY BOULEVARD
Welcome to Palm Whisper Cottage, professionally managed by Gulf Coast Vacation Rentals. this lakefront, single-level 4-bedroom, 3-bathroom retreat located in the desirable Island Lakes at Coco Bay community in beautiful Englewood, Florida. Perfectly positioned near pristine Gulf beaches, charming local shops, and endless outdoor activities, this home offers the ideal blend of comfort, convenience, and coastal living. Island Lakes at Coco Bay is a great choice for families and guests looking to stay active during their visit. Play a round of pickleball, cool off in the community pool, or relax while the kids enjoy the playground. The community also includes a fitness center and clubhouse for added convenience. With a secure gated entrance and maintained outdoor spaces, visitors can enjoy a worry-free vacation experience. Upon entry, you’ll be greeted by a light and bright atmosphere, immediately setting the tone for your stay. The spacious living room features two plush couches and a cozy day chair—an inviting space to unwind after a day of adventure. Through the sliding glass doors, step into your outdoor paradise, complete with comfortable seating and serene lake views, creating the perfect backdrop for morning coffee or evening relaxation. The heart of the home is the modern kitchen, which boasts a large island with three barstools, perfect for casual conversations or quick bites. Adjacent is the dining area, offering a table that can comfortably accommodate up to six guests for shared meals and memories. The primary bedroom is a peaceful retreat with a king-size bed, a TV, and tranquil lake views. The attached primary bathroom features a dual vanity and a walk-in shower, adding a touch of luxury. The second bedroom includes a queen-size bed, ample dresser space, and an attached bathroom with a large vanity and a shower/tub combo. The third bedroom also offers a queen-size bed along with a cozy day chair—perfect for enjoying a quiet moment with a good book. Nearby, the third bathroom features another large vanity and shower/tub combo. The fourth bedroom includes a full-size bed and plenty of closet space, making it perfect for additional guests. With its peaceful lakefront setting, thoughtful layout, and prime location in one of Englewood’s most welcoming communities, this home is the perfect destination for your next coastal getaway. Let the charm of Island Lakes at Coco Bay and the beauty of Southwest Florida create an unforgettable vacation experience. House Rule: No smoking. No burning candles inside of lodging. No parties. Your reservation may require you to fill out a Home Owners Association application that may request personal details. Any application fees required by the HOA are non-refundable. Furry friends welcome, max 2, and require a $200 per pet non-refundable pet fee to be paid directly to the management company.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,027
Sqft
0.16 ac
Lot size
1
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$1 vs $240
Days on market
186 vs 59 typical
Where $1/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8756 COCO BAY BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$350,000
8844 COCO BAY BOULEVARD · same community
4 bd · 3 ba · 2,032 sqft · $172/sqft · 12 DOM
Sold · Jun ’26$319,000
8171 ST KITTS CIRCLE · same community
3 bd · 2 ba · 1,900 sqft · $168/sqft · 0 DOM
Sold · Jul ’26$340,000
8692 COCO BAY BOULEVARD · same community
3 bd · 3 ba · 1,836 sqft · $185/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8756 COCO BAY BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8756 COCO BAY BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8756 COCO BAY BOULEVARD FAQs
What would the monthly payment be for 8756 COCO BAY BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8756 COCO BAY BOULEVARD?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $2,600, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 8756 COCO BAY BOULEVARD?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34224 market on paper
$2,600 is 97% below the ENGLEWOOD 34224 median of $89,000, and at $1/sqft it sits under the Englewood average of $310.
02Time on market is leverage
186 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4680448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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