
8829 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active837 days on marketListed Apr 18, 2024MLS #A4607802
About this home
8829 SAINT KITTS CIRCLE
Welcome to your Hibiscus Haven! This lakefront retreat is located in Coco Bay, Englewood, FL. This exquisite villa offers the perfect blend of comfort and tranquility with its picturesque setting and modern amenities. Step into this charming abode featuring three spacious bedrooms and two luxurious bathrooms. The living room boasts a large L-Shaped couch with amazing views of the lake. The dining room has chic decor with a large dining table to accommodate all your friends and family. Indulge in breathtaking lake views from the comfort of your private patio, where you can savor your morning coffee or unwind with a glass of wine as the sun sets over the tranquil waters. The kitchen is a culinary dream, with all high end appliances, and a convenient breakfast bar. The primary bedroom boasts a lavish king-size bed, ensuring a restful night's sleep after a day of exploration. The primary bathroom has a a dual vanity, with a large walk-in shower. The additional bedrooms feature two cozy twin-size beds, perfect for accommodating family or friends. Unwind in the inviting den, which doubles as a versatile space with a convenient pull-out double bed, ideal for accommodating extra guests or creating a quiet workspace. Conveniently located in the coveted Coco Bay community, this townhome offers easy access to Englewood's pristine beaches, vibrant dining scene, and exciting recreational activities, promising an unforgettable getaway for all. House Rule: No smoking. No burning candles inside of lodging. No parties. Furry friends welcome, max 2, and require a $200 per pet non-refundable pet fee to be paid directly to the management company.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,417
Sqft
0.13 ac
Lot size
1
Garage
2023
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$3 vs $240
Days on market
837 vs 59 typical
Where $3/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8829 SAINT KITTS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$262,000
8662 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,417 sqft · $185/sqft · 34 DOM
Sold · Oct ’25$270,000
8650 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,422 sqft · $190/sqft · 0 DOM
Sold · Jun ’26$280,000
8674 SAINT KITTS CIRCLE · same community
3 bd · 2 ba · 1,423 sqft · $197/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8829 SAINT KITTS CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8829 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8829 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8829 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8829 SAINT KITTS CIRCLE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $4,200, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 8829 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34224 market on paper
$4,200 is 95% below the ENGLEWOOD 34224 median of $89,000, and at $3/sqft it sits under the Englewood average of $310.
02Time on market is leverage
837 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4607802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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