David Ramirez
$4,2003 bd2 ba1,417 sqft$3 /sqft$190 /mo all-in ↓

8829 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224

Active837 days on marketListed Apr 18, 2024MLS #A4607802

Priced 95% below the ENGLEWOOD 34224 medianVillaCOCO BAY

About this home

8829 SAINT KITTS CIRCLE

Welcome to your Hibiscus Haven! This lakefront retreat is located in Coco Bay, Englewood, FL. This exquisite villa offers the perfect blend of comfort and tranquility with its picturesque setting and modern amenities. Step into this charming abode featuring three spacious bedrooms and two luxurious bathrooms. The living room boasts a large L-Shaped couch with amazing views of the lake. The dining room has chic decor with a large dining table to accommodate all your friends and family. Indulge in breathtaking lake views from the comfort of your private patio, where you can savor your morning coffee or unwind with a glass of wine as the sun sets over the tranquil waters. The kitchen is a culinary dream, with all high end appliances, and a convenient breakfast bar. The primary bedroom boasts a lavish king-size bed, ensuring a restful night's sleep after a day of exploration. The primary bathroom has a a dual vanity, with a large walk-in shower. The additional bedrooms feature two cozy twin-size beds, perfect for accommodating family or friends. Unwind in the inviting den, which doubles as a versatile space with a convenient pull-out double bed, ideal for accommodating extra guests or creating a quiet workspace. Conveniently located in the coveted Coco Bay community, this townhome offers easy access to Englewood's pristine beaches, vibrant dining scene, and exciting recreational activities, promising an unforgettable getaway for all. House Rule: No smoking. No burning candles inside of lodging. No parties. Furry friends welcome, max 2, and require a $200 per pet non-refundable pet fee to be paid directly to the management company.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,417

Sqft

0.13 ac

Lot size

1

Garage

2023

Year built

One

Levels

$3

Per sqft

Turnkey

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Other · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

Community & fees

PetsDogs OK
CommunityNone

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$190 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $147
Interest rate6.00%
Loan term

Estimated payment

$190/mo

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$3 vs $240

Days on market

837 vs 59 typical

Where $3/sqft sits among the 400 Englewood actives

35 · this home
190
94
36
16
29
$3–128$128–253$253–379$379–504$504–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 8829 SAINT KITTS CIRCLE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

181 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Apr 18, 2024Listed at $4,200 · 837 days on market since
2023Built · COCO BAY

Reality check

What actually sold near 8829 SAINT KITTS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8662 SAINT KITTS CIRCLESold · Feb ’26

$262,000

8662 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,417 sqft · $185/sqft · 34 DOM

8650 SAINT KITTS CIRCLESold · Oct ’25

$270,000

8650 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,422 sqft · $190/sqft · 0 DOM

8674 SAINT KITTS CIRCLESold · Jun ’26

$280,000

8674 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,423 sqft · $197/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8829 SAINT KITTS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8829 SAINT KITTS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8829 SAINT KITTS CIRCLE FAQs

What would the monthly payment be for 8829 SAINT KITTS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8829 SAINT KITTS CIRCLE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $4,200, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 8829 SAINT KITTS CIRCLE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34224 market on paper

$4,200 is 95% below the ENGLEWOOD 34224 median of $89,000, and at $3/sqft it sits under the Englewood average of $310.

02Time on market is leverage

837 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4607802.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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