David Ramirez
$2,3003 bd2 ba1,422 sqft$2 /sqft$177 /mo all-in ↓

8787 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224

Active199 days on marketListed Jan 16, 2026MLS #A4678731

Priced 97% below the ENGLEWOOD 34224 medianWaterfrontVillaCOCO BAY

About this home

8787 SAINT KITTS CIRCLE

Brand New Turnkey-Furnished Villa - LAKEFRONT! with an Oversized Lot. This villa has 3 bedrooms/2 baths/2 car garage AND a SPECTACULAR WATER VIEW in Coco Bay! "Sunrise Sands Villa" overlooks a large lake with abundant wildlife in this natural setting. This unique property has all new furniture, appliances, ceiling fans, and beautiful decor with tile floors throughout. Enjoy your morning cup of coffee on the screened-in lanai with sunshine and enjoy cool evenings with a walk around the community. This villa is unique with its spacious side and back yards. It's located just minutes from the white pristine beaches! Englewood Beach is 12 minutes, and Boca Grande is just 15 minutes for you to enjoy the amazing beaches, shopping, and world class Tarpon Fishing! 10 minutes north, you can enjoy Historic Englewood! Lemon Bay Golf Course is just 5 minutes away! Island Lakes at Coco Bay offers the perfect balance of relaxation and activity to suit your desired lifestyle. The casual and relaxed amenity center is where neighbors become friends. Dive into the refreshing waters of the resort-style pool or indulge in friendly competition on the sports courts. It's less than 5 minutes to the Dever Regional Park with bike trails, dog park, swimming pool, rec center with gym, also pickleball courts, playground, skate park, and tennis courts. So many options!! ALL RENTAL PERIODS OVER ONE MONTH CONSIDERED! Seasonal rent (Jan- April) is at $3500/month.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,422

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

One

Levels

$2

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewWater
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

PetsYes
CommunityLake · Clubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $81Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $81
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$2 vs $240

Days on market

199 vs 59 typical

Where $2/sqft sits among the 400 Englewood actives

35 · this home
188
95
37
16
29
$2–127$127–253$253–378$378–503$503–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 8787 SAINT KITTS CIRCLE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

180 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Jan 16, 2026Listed at $2,300 · 199 days on market since
2024Built · COCO BAY

Reality check

What actually sold near 8787 SAINT KITTS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8650 SAINT KITTS CIRCLESold · Oct ’25

$270,000

8650 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,422 sqft · $190/sqft · 0 DOM

8674 SAINT KITTS CIRCLESold · Jun ’26

$280,000

8674 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,423 sqft · $197/sqft · 81 DOM

8662 SAINT KITTS CIRCLESold · Feb ’26

$262,000

8662 SAINT KITTS CIRCLE · same community

3 bd · 2 ba · 1,417 sqft · $185/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8787 SAINT KITTS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8787 SAINT KITTS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8787 SAINT KITTS CIRCLE FAQs

What would the monthly payment be for 8787 SAINT KITTS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8787 SAINT KITTS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $2,300, this home is listed about 99% below the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 8787 SAINT KITTS CIRCLE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ENGLEWOOD 34224 market on paper

$2,300 is 97% below the ENGLEWOOD 34224 median of $89,000, and at $2/sqft it sits under the Englewood average of $310.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

199 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX PALM · Pamela Strom. MLS #A4678731.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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