
3401 36TH STREET W UNIT 3401, BRADENTON, FL, 34205
Active225 days on marketListed Dec 23, 2025MLS #A4674907
About this home
3401 36TH STREET W UNIT 3401
PRICE IMPROVEMENT! See it now! This bright and spacious 3-bedroom, 2-bath END UNIT villa in the sought after Cortez Villas 55+ community offers the perfect blend of space, convenience, and Florida lifestyle. One of the most affordable 3-bedroom residences in Manatee County, this thoughtfully designed one-story home features a desirable split-bedroom floor plan, providing privacy for both owners and guests. Vaulted ceilings create an open, airy atmosphere throughout the living room, dining area, and kitchen, while abundant natural light enhances the home's welcoming feel. The generous primary suite easily accommodates king-sized furniture and includes a private en-suite bath. Two additional bedrooms provide flexibility for visiting family and friends, a hobby room, craft space, or home office. An inside laundry area adds everyday convenience. Enjoy your morning coffee or unwind at the end of the day on the enclosed rear porch, a comfortable extension of your living space year-round. A private outdoor storage closet provides extra room for bikes, beach gear, and seasonal items. Recent exterior painting and a new entry light add fresh curb appeal, and the seller has already paid the $3,500 community assessment. Convenient parking is located just outside your front door with space for 4 vehicles. As a pet-friendly community, Cortez Villas offers residents an active and social lifestyle with a clubhouse, heated swimming pool, and shuffleboard courts. Ideally located in the heart of Bradenton, you'll be just minutes from shopping, dining, medical facilities, entertainment, and the many recreational amenities of G.T. Bray Park, including pickleball, tennis, swimming, and a dog park. Best of all, the sugar-sand beaches of Anna Maria Island are only 7 miles away. Whether you're looking to downsize without giving up space, enjoy an active lifestyle, or simply spend more time enjoying Florida's Gulf Coast, this move-in-ready villa delivers exceptional value and convenience. Motivated seller is offering this home As Is. See it today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,272
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs Bradenton actives
$126 vs $248
Days on market
225 vs 56 typical
Where $126/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Lakeside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Villages Of Lakeside — neighborhood snapshot
Population
1,314
Median age
53
Median income
$52,399
Median home value
$236,676
Avg household
2
Households w/ children
78%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $421K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3401 36TH STREET W UNIT 3401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$235,000
5117 27TH STREET W UNIT 5117
2 bd · 2 ba · 1,258 sqft · $187/sqft · 223 DOM
Sold · Feb ’26$230,000
5106 26TH STREET COURT W
2 bd · 2 ba · 1,258 sqft · $183/sqft · 36 DOM
Sold · May ’26$140,000
129 WILD PALM DRIVE UNIT D
2 bd · 2 ba · 1,304 sqft · $107/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3401 36TH STREET W UNIT 3401 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3401 36TH STREET W UNIT 3401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3401 36TH STREET W UNIT 3401 FAQs
What would the monthly payment be for 3401 36TH STREET W UNIT 3401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,953/mo — principal and interest, the actual property-tax bill, the $481/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3401 36TH STREET W UNIT 3401?+
The association fee works out to $481 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3401 36TH STREET W UNIT 3401?+
The most recent tax bill on record (2025) was $3,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3401 36TH STREET W UNIT 3401?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $159,900, this home is listed about 59% below the Bradenton median of $389,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3401 36TH STREET W UNIT 3401?+
Robert H. Prine Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34205 market on paper
$159,900 is 11% below the BRADENTON 34205 median of $179,000, and at $126/sqft it sits under the Bradenton average of $263.
02City & Park/Greenbelt views
The city and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
225 days on market against a Bradenton median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $170,000, now $159,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Linda Moore. MLS #A4674907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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