David Ramirez
$150,000$159,0002 bd1 ba1,056 sqft$142 /sqft$1,869 /mo all-in ↓

4242 HERON WAY UNIT B323, BRADENTON, FL, 34205

Active223 days on marketListed Dec 13, 2025MLS #A4675231

Priced 62% below the Bradenton medianReduced $9KCondominiumBAYSHORE ON THE LAKE APTS SEC 1

About this home

4242 HERON WAY UNIT B323

*** OWNER FINANCING and LEASE PURCHASE *** available for this fabulous TURN KEY condo in a desirable 55+ condominium located in the Bayshore on the Lakes community with elevator. Ideal for year round residents, snowbirds and seasonal owners. Professionally design, furnished and decorated with your comfort in mind, you will truly enjoy living in this wonderful setting. This completely remodeled 2-bedroom 1 bath, 3rd floor unit has everything you need to enjoy the Florida lifestyle. The condo is designed to maximize natural light and space, with large windows and an open floor plan with ample storage space. Enjoy cooking in this wonderful kitchen with solid wood cabinets, quartz countertops, and new stainless steel appliances. New light fixtures and fans throughout the condominium. Luxury vinyl throughout the home. The Master Bedroom contains a large walk-in closet with access to a full bathroom with walk-in shower. The guest bedroom is perfect for visitors. From sitting room there is a finished area used as a home office. The unit has an outside storage area in the corridor and an assigned open parking and guest parking. The Community has a Clubhouse with scheduled activities, library, kitchen, and meeting areas. It also has a Shuffleboard, a heated Swimming Pool, Fitness Center, Fishing Pond overlooking the lake with a dock and a grill for community use. Centrally located in Bradenton. 2 blocks from all the shopping, restaurants, dine, banks, movies, bowling and businesses of Cortez Road. Easy Access to Bradenton/Sarasota airport, hospitals, IMG Academy. A short ride to the beautiful beaches of Anna Maria. Enjoy the Maintenance-free lifestyle on this Community. As a resident of Bayshore on the Lakes your cable tv, internet, trash and lawn care are included. Condo is sold with no furniture. All furniture and personal items are negotiable. You may only need your luggage to move in.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,056

Sqft

0 ac

Lot size

1974

Year built

One

Levels

$142

Per sqft

Park/Greenbelt viewTurnkey55+ community

Inside

FlooringLuxury Vinyl
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionConcrete · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingAssigned · Guest
ExteriorSliding Doors

Community & fees

HOA fee$600/mo
Taxes (2023)$1,911/yr
PetsNo
CommunityDock · Lake · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2023 actual bill$159
Condo fee — from the listing$600
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,869/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$159
HOA / condo fee$600
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$100KedgeAI estimate $116,757 · range $104K$123K$156K

vs edgeAI estimate

+28.5%

$/sqft vs Bradenton actives

$142 vs $239

Days on market

223 vs 53 typical

Where $142/sqft sits among the 400 Bradenton actives

100 · this home
99
87
45
31
38
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4242 HERON WAY UNIT B323

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $9K
Dec 13, 2025Listed at $159,000 · 223 days on market since
1974Built · BAYSHORE ON THE LAKE APTS SEC 1

Reality check

What actually sold near 4242 HERON WAY UNIT B323

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2118 53RD AVENUE WSold · Apr ’26

$335,000

2118 53RD AVENUE W

3 bd · 1 ba · 1,060 sqft · $316/sqft · 31 DOM

3112 52ND AVENUE DRIVE WSold · Dec ’25

$225,000

3112 52ND AVENUE DRIVE W

2 bd · 1 ba · 1,048 sqft · $215/sqft · 2 DOM

2704 52ND AVENUE TERRACE WSold · Jun ’26

$225,000

2704 52ND AVENUE TERRACE W

2 bd · 1 ba · 1,070 sqft · $210/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4242 HERON WAY UNIT B323 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4242 HERON WAY UNIT B323 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4242 HERON WAY UNIT B323 FAQs

What would the monthly payment be for 4242 HERON WAY UNIT B323?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4242 HERON WAY UNIT B323?+

The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4242 HERON WAY UNIT B323?+

The most recent tax bill on record (2023) was $1,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4242 HERON WAY UNIT B323?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $150,000, this home is listed about 62% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

The brief

Five things that matter here

01Under the Bradenton market on paper

$150,000 is 62% below the Bradenton median of $395,740, and at $142/sqft it sits under the Bradenton average of $264.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

223 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $159,000, now $150,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Carlos Perez. MLS #A4675231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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