David Ramirez
$625,000$685,0002 bd3 ba1,728 sqft$362 /sqft$4,337 /mo all-in ↓

10313 WATERBIRD WAY, BRADENTON, FL, 34209

Active281 days on marketListed Oct 17, 2025MLS #A4668805

Reduced $60KWaterfrontTownhouseFLAMINGO CAY APTS AMD

About this home

10313 WATERBIRD WAY

Attention Fishing, Boater and Beach Enthusiasts - Don't Let this Property Get Away!!! Waterfront Condo with 10,000# Boat Lift and Dock in your backyard! Location is paramount when it comes to Florida outdoor living. This exceptional waterfront two-story condominium, with 1,728 sq. ft. under air, has 2 bedrooms, 3 baths, 2 bonus rooms, family, dining and living rooms, inside laundry closet and a 2-car oversized garage. The dock is equipped with water and electricity. The property offers direct access to Palma Sola Bay, the Intercoastal Waterway, Egmont Key, and Gulf—all minutes away—with no fixed bridges impeding navigation. Surrounded by saltwater canals, the area provides excellent opportunities for kayaking and canoeing. Nature enthusiasts will appreciate the proximity to Neal Preserve and the sandy white beaches of Anna Maria Island (AMI), located just three miles from the property. The home emphasizes maintenance-free living, presenting numerous options to enjoy the surroundings both day and night. Manatees and dolphins are frequently observed in the saltwater canal directly in front of the screened-in porches, while the sunsets create a stunning backdrop. Upon entry, shiny bamboo flooring leads you down the hallway. The well-appointed chef’s kitchen includes stainless steel appliances, an induction stove and air fryer, solid wood cabinetry, under-cabinet lighting, and expansive granite countertops. The guest bedroom and updated guest bathroom are situated to the left, with the primary bedroom offering canal views. The living and dining rooms are located straight ahead, with easy access to the downstairs area via the adjacent staircase. Impact sliding doors lead out to screened-in porches on both levels. The first-floor features a new 2-ton Comfortmaker Air Conditioner, durable tile flooring, storage under the stair well, Endura flood waterproof drywall, a comfortable family room, a full bathroom, and two versatile bonus rooms currently utilized as guest bedrooms. Community amenities include an oversized heated pool, tennis/pickleball court, and a basketball court. In addition, shopping, restaurants, entertainment venues, downtown Bradenton, Sarasota, Longboat Key, St. Armands, UTC Mall, and Sarasota/Bradenton Airport are all conveniently nearby. Florida Living, Sunshine, and NO State Income Tax! Possible temporary 1-0 buydown rate covered by lender. Call for details. Schedule your private showing now!

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

1,728

Sqft

2

Garage

1984

Year built

Two

Levels

$362

Per sqft

WaterfrontWater viewPartiallyPets allowed

Inside

FlooringBamboo · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Upper Level · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2024)$6,839/yr
PetsYes
CommunityCanal Front · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,337 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2024 actual bill$570
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,337/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$570
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$362 vs $234

Days on market

281 vs 53 typical

Where $362/sqft sits among the 400 Bradenton actives

103
103
81
49
24 · this home
40
$122–180$180–238$238–295$295–353$353–411$411+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flamingo Cay

Map of 10313 WATERBIRD WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Flamingo Cay — neighborhood snapshot

Population

262

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

7%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

188 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $60K
Oct 17, 2025Listed at $685,000 · 281 days on market since
1984Built · FLAMINGO CAY APTS AMD

Reality check

What actually sold near 10313 WATERBIRD WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10423 WATERBIRD WAY UNIT 10423Sold · Mar ’26

$350,000

10423 WATERBIRD WAY UNIT 10423 · same community

2 bd · 2 ba · 1,262 sqft · $277/sqft · 297 DOM

10415 WATERBIRD WAY UNIT 10415Sold · Jul ’25

$349,000

10415 WATERBIRD WAY UNIT 10415 · same community

2 bd · 2 ba · 1,067 sqft · $327/sqft · 53 DOM

10016 SPOONBILL ROAD ESold · Nov ’25

$1,060,000

10016 SPOONBILL ROAD E

3 bd · 2 ba · 1,709 sqft · $620/sqft · 179 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10313 WATERBIRD WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10313 WATERBIRD WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10313 WATERBIRD WAY FAQs

What would the monthly payment be for 10313 WATERBIRD WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10313 WATERBIRD WAY?+

The most recent tax bill on record (2024) was $6,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10313 WATERBIRD WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $625,000, this home is listed about 58% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 10313 WATERBIRD WAY?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$625,000 runs 141% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

281 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $685,000, now $625,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of LESLIE WELLS REALTY, INC. · Marilyn Sakelaris. MLS #A4668805.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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