David Ramirez
$600,0002 bd2 ba1,990 sqft$302 /sqft$4,588 /mo all-in ↓

16748 BLACKWATER TERRACE, BRADENTON, FL, 34202

Active39 days on marketListed Jun 25, 2026MLS #A4697959

Single Family ResidenceDEL WEBB PH I-B SUBPHASES D & F

About this home

16748 BLACKWATER TERRACE

Welcome home to this beautifully updated tranquil retreat soaked with stunning sunset, pond & preserve views! Nestled on a quiet street on one of the best lots in Del Webb Lakewood Ranch where luxury meets the ultimate Florida vacation life all within your neighborhood. Why build when you can move right in and enjoy this one owner home that has been lightly lived in seasonally & is like new. This home is packed with all the right structural & design upgrades that elevate your daily living experience and create a life most only dream of. It’s been loved, appreciated, well maintained & is ready for its new family. The tiled roof & hurricane shutters provide peace of mind. As you enter the home you are greeted with stunning hard wood floors, both beautiful & easy to maintain. The open concept floor plan & high ceilings add to the homes grandeur & allow for seamless entertaining when sharing the good life with your friends & family. Your Gourmet Kitchen features high-end wood cabinetry with soft close doors, drawers, & pull-out shelves maximizing your storage & convenience. The large island features plenty of added storage & stunning new pendant lighting. Granite counters, stainless steel appliances, added recessed lighting, gas range/convection oven, range hood, large food closet & reverse osmosis water system are just a few of the extras that make your daily life a breeze while creating your favorite culinary delights. Ready to relax? This home doesn’t disappoint. Stretch out in your generously sized living room with a good book, to watch your favorite shows or simply to enjoy the amazing views year-round via 3 large pocket sliders that disappear & create seamless indoor/outdoor living when desired. The extended back lanai features a privacy wall that is pre-plumbed for a future outdoor kitchen and has a dedicated gas line for all your grilling needs. It also has a large, covered area in addition to the roll down shades that add to your convenience and year-round enjoyment. The natured peace & serenity the home offers is something to experience. Start your day by listening to the sounds of birds or enjoying preserve & pond views, end your day with some of the most beautiful sunset skies you can experience. The split floor plan features oversized bedrooms for your guests & your privacy when desired & the den makes a wonderful flex space to use any way your heart desires. Wake up every morning to the same beautiful pond & nature views from your generous owner's suite with tray ceilings, large walk-in closet, dual sink granite top wood vanities, large walk-in shower & private water closet. Casablanca fans have been added throughout the home. The 3 Car Tandem parking garage features a great workshop that can easily park 2 cars and a golf cart as is or be adjusted to fit your specific needs. It also has a dedicated LG AC & insulated garage door for completing your projects in the comfort of a temperature-controlled environment. Upgraded laundry room offers wood cabinetry, counters, sink, washer & gas dryer. Gas water heater and reclaimed irrigation complete the home. Maintenance free living allows you time and freedom to enjoy the restaurant, and amazing amenities offered in Del Webb. Your dedicated lifestyle manager is just a call or golfcart ride away to help you make the most of this elevated lifestyle. Don’t miss the opportunity to make this amazing home with fabulous private views your today. Ready for an amazing life? Just say yes!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,990

Sqft

0.18 ac

Lot size

3

Garage

2017

Year built

One

Levels

$302

Per sqft

Trees/Woods & Water view55+ communityPets allowed

Inside

FlooringBrick/Stone · Carpet · Ceramic Tile · Concrete · Engineered Hardwood · Epoxy
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stone · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingDeeded · Driveway · Garage Door Opener · Golf Cart Parking · Oversized · Tandem · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$535/mo
Taxes (2025)$5,168/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityDock · Lake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Handicap Modified · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,588 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$431
HOA fee — from the listing$535
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,588/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$431
HOA / condo fee$535
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$550KedgeAI estimate $586,947 · range $573K$614K$638K

vs edgeAI estimate

+2.2%

$/sqft vs Bradenton actives

$302 vs $249

Days on market

39 vs 53 typical

Where $302/sqft sits among the 400 Bradenton actives

105
100
89 · this home
45
24
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Del Webb

Map of 16748 BLACKWATER TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Del Webb — neighborhood snapshot

Population

1,146

Median age

66

Median income

$128,011

Median home value

$750,800

Avg household

2

Households w/ children

53%

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

201 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jun 25, 2026Listed at $600,000 · 39 days on market since
2017Built · DEL WEBB PH I-B SUBPHASES D & F

Reality check

What actually sold near 16748 BLACKWATER TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6854 CHESTER TRAILSold · Oct ’25

$620,000

6854 CHESTER TRAIL · same community

3 bd · 2 ba · 1,994 sqft · $311/sqft · 70 DOM

6912 GOSPORT COVESold · Apr ’26

$595,000

6912 GOSPORT COVE · same community

3 bd · 2 ba · 1,964 sqft · $303/sqft · 152 DOM

16606 BLACKWATER TERRACESold · May ’26

$455,000

16606 BLACKWATER TERRACE · same community

3 bd · 3 ba · 2,016 sqft · $226/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16748 BLACKWATER TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16748 BLACKWATER TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16748 BLACKWATER TERRACE FAQs

What would the monthly payment be for 16748 BLACKWATER TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,588/mo — principal and interest, the actual property-tax bill, the $535/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16748 BLACKWATER TERRACE?+

The association fee works out to $535 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16748 BLACKWATER TERRACE?+

The most recent tax bill on record (2025) was $5,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16748 BLACKWATER TERRACE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $600,000, this home is listed about 52% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 16748 BLACKWATER TERRACE?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $535/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Meredith Holz. MLS #A4697959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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