10443 WATERBIRD WAY, BRADENTON, FL, 34209
Active140 days on marketListed Mar 12, 2026MLS #TB8485599
Come see it
Upcoming open house
Fri, Jul 31
3:00 PM – 6:00 PM
About this home
10443 WATERBIRD WAY
TURNKEY WATERFRONT PARADISE—Boat Included! Live the Florida Boating Lifestyle from Your Own Private Dock! This beautifully maintained, fully furnished waterfront residence includes a boat, private dock, and 12,000-pound boat lift, making it easy to spend your days cruising to Anna Maria Island, waterfront restaurants, or the Gulf of Mexico. Whether you're searching for a year-round home, seasonal escape, or low-maintenance coastal getaway, this property offers an exceptional opportunity to enjoy the very best of Florida living. INSIDE, you'll find a bright and inviting floor plan designed to maximize comfort and showcase the waterfront setting. The spacious living and dining areas flow seamlessly to the outdoor living space, creating the perfect setting for entertaining friends or simply relaxing while watching boats glide by. The kitchen offers ample cabinetry, generous workspace, and everything needed to prepare meals after a day on the water. THE PRIMARY SUITE provides a peaceful retreat, while additional bedrooms offer comfortable accommodations for family and guests. Being offered fully furnished allows you to move right in and immediately begin enjoying the waterfront lifestyle without the hassle of furnishing a home. STEP OUTSIDE and discover what truly makes this property special. Enjoy morning coffee overlooking the canal, spend the afternoon boating or fishing, then return home to unwind on your private waterfront patio while taking in beautiful Florida sunsets. With your own dock and boat lift just steps from your door, every day feels like a vacation. THIS COMMUNITY OFFERS the convenience of low-maintenance living with an impressive list of services included in the HOA, including exterior maintenance, exterior insurance, flood insurance, cable, internet, landscaping, reserves, and more—providing exceptional value and peace of mind while allowing you to spend more time enjoying the water. OWNER FINANCING may be available, creating an additional opportunity for qualified buyers. Conveniently located near Anna Maria Island's world-famous beaches, shopping, dining, golf, parks, and entertainment, this exceptional waterfront property combines luxury, convenience, and an unmatched boating lifestyle. If you've been dreaming of owning a move-in-ready waterfront home where the boat is included and the adventure begins at your back door, this is the one you've been waiting for. This is true LOW-MAINTENANCE waterfront living, where everything is taken care of so YOU can spend your time ENJOYING the water, relaxing on the patio, or cruising out to the Gulf. Luxury, convenience, and the boating lifestyle—this home truly has it all.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,728
Sqft
5.07 ac
Lot size
2
Garage
1968
Year built
Two
Levels
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,581 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,581/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$388 vs $251
Days on market
140 vs 53 typical
Where $388/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Flamingo Cay — neighborhood snapshot
Population
262
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
7%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10443 WATERBIRD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
10423 WATERBIRD WAY UNIT 10423 · same community
2 bd · 2 ba · 1,262 sqft · $277/sqft · 297 DOM
Sold · Nov ’25$1,060,000
10016 SPOONBILL ROAD E
3 bd · 2 ba · 1,709 sqft · $620/sqft · 179 DOM
Sold · Sep ’25$965,000
10432 SANDPIPER ROAD W
3 bd · 2 ba · 1,763 sqft · $547/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10443 WATERBIRD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10443 WATERBIRD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10443 WATERBIRD WAY FAQs
What would the monthly payment be for 10443 WATERBIRD WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10443 WATERBIRD WAY?+
The most recent tax bill on record (2025) was $6,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10443 WATERBIRD WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $670,000, this home is listed about 69% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 10443 WATERBIRD WAY?+
Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$670,000 runs 153% above the BRADENTON 34209 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
140 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $700,000, now $670,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Lori West. MLS #TB8485599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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