12454 SW KINGSWAY CIRCLE UNIT 202, LAKE SUZY, FL, 34269
Active298 days on marketListed Oct 17, 2025MLS #A4668416
About this home
12454 SW KINGSWAY CIRCLE UNIT 202
This move-in ready, fully furnished 2-bedroom, 2-bath villa offers an open, light-filled floor plan designed to make the most of its stunning lakefront setting. Vaulted ceilings and luxury vinyl plank flooring create a bright, airy feel, while the recently updated stainless steel appliances make the kitchen as functional as it is inviting. One of the home's standout features is the spacious Florida room, where walls of windows frame the lake and create the perfect place to relax, read, entertain, or simply enjoy the view. The dining area, Florida room, living room, and primary suite all take advantage of the waterfront setting. The split-bedroom layout provides privacy for owners and guests alike, with walk-in closets in both bedrooms and a private ensuite bath in the primary suite. Major updates provide peace of mind, including a newer roof, A/C, water heater, and fresh interior paint. A two-car garage offers plenty of storage for vehicles, golf clubs, beach gear, and more. South Shore residents enjoy a quiet, pet-friendly, maintenance-free lifestyle with lawn care, pest control, driveway pressure washing, and access to the community pool all included. Located in Flood Zone X (no flood insurance required) and being sold fully furnished, this home is ready for seasonal residents, full-time homeowners, or anyone looking for an easy Florida retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
0.05 ac
Lot size
2
Garage
1998
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,565 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,565/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.8%
$/sqft vs Lake Suzy actives
$242 vs $172
Days on market
298 vs 71 typical
Where $242/sqft sits among the 15 Lake Suzy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Suzy
Get to know Lake Suzy. See the full Lake Suzy guide →
LAKE SUZY 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Suzy market
$244K → $399K
Lake Suzy median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
7 of 15
Lake Suzy actives have cut their price
Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the LAKE SUZY 34269 median. See the full Lake Suzy market guide →
Paper trail
This home's history
Reality check
What actually sold near 12454 SW KINGSWAY CIRCLE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$135,000
175 KINGS HIGHWAY UNIT 625
2 bd · 2 ba · 1,153 sqft · $117/sqft · 113 DOM
Sold · Mar ’26$111,000
175 KINGS HIGHWAY UNIT A3
2 bd · 2 ba · 1,153 sqft · $96/sqft · 30 DOM
Sold · Jun ’26$102,000
175 KINGS HIGHWAY UNIT 233
2 bd · 2 ba · 1,153 sqft · $88/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12454 SW KINGSWAY CIRCLE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12454 SW KINGSWAY CIRCLE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12454 SW KINGSWAY CIRCLE UNIT 202 FAQs
What would the monthly payment be for 12454 SW KINGSWAY CIRCLE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,565/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12454 SW KINGSWAY CIRCLE UNIT 202?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12454 SW KINGSWAY CIRCLE UNIT 202?+
The most recent tax bill on record (2024) was $3,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12454 SW KINGSWAY CIRCLE UNIT 202?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Suzy?+
At $265,000, this home is listed about 7% below the Lake Suzy median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12454 SW KINGSWAY CIRCLE UNIT 202?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE SUZY 34269 market on paper
$265,000 is 25% below the LAKE SUZY 34269 median of $355,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
298 days on market against a Lake Suzy median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $265,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Erica Rayborn. MLS #A4668416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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