13440 SW PEMBROKE CIRCLE N, LAKE SUZY, FL, 34269
Active103 days on marketListed Apr 30, 2026MLS #C7525249
About this home
13440 SW PEMBROKE CIRCLE N
Virtually Staged. DISCOVER THE PERFECT BLEND OF SPACE AND FLEXIBILITY WITH THIS BEAUTIFULLY MAINTAINED 2 BEDROOM + DEN, 2 BATHROOM, 2 CAR GARAGE HOME IN THE HIGHLY SOUGHT-AFTER KINGS ISLAND COMMUNITY! Perfectly positioned on a PRIME LOT, this residence offers comfortable, low-maintenance living in the heart of Lake Suzy. From the moment you arrive, the DOUBLE DOOR ENTRY sets the tone for a spacious and inviting interior. Inside, you’ll find a thoughtfully designed floor plan with NO CARPETING—featuring TILE and LAMINATE flooring throughout for both style and ease of upkeep. The versatile DEN space is ideal for a home office, guest room, or hobby area. The UPDATED KITCHEN is a standout, complete with GRANITE countertops and ample cabinetry, making it both beautiful and functional for everyday living or entertaining. The living area is warm and welcoming, highlighted by a GAS FIREPLACE fueled by a 250-GALLON PROPANE TANK—adding both charm and efficiency. Peace of mind comes with major upgrades already completed, including a NEW ROOF (2023) and NEW A/C (2024). The exterior was freshly painted just a few years ago, enhancing curb appeal and long-term value. A WASHER AND DRYER are also included, making this home truly move-in ready. Enjoy the benefits of LOW-MAINTENANCE LIVING with an HOA of just $1,100/year, which INCLUDES LANDSCAPING—giving you more time to relax and enjoy the Florida lifestyle without the upkeep. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home checks all the boxes with LOCATION, UPGRADES, and VALUE. Schedule your private showing today and experience everything this Kings Island gem has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,449
Sqft
0.21 ac
Lot size
2
Garage
2001
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Lake Suzy actives
$172 vs $195
Days on market
103 vs 61 typical
Where $172/sqft sits among the 14 Lake Suzy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Suzy
Get to know Lake Suzy. See the full Lake Suzy guide →
LAKE SUZY 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Suzy market
$244K → $399K
Lake Suzy median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
7 of 14
Lake Suzy actives have cut their price
Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the LAKE SUZY 34269 median. See the full Lake Suzy market guide →
Paper trail
This home's history
Reality check
What actually sold near 13440 SW PEMBROKE CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$296,000
13180 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,562 sqft · $190/sqft · 168 DOM
Sold · Aug ’25$249,900
13170 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,562 sqft · $160/sqft · 58 DOM
Sold · Feb ’26$250,000
13348 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,716 sqft · $146/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13440 SW PEMBROKE CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13440 SW PEMBROKE CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13440 SW PEMBROKE CIRCLE N FAQs
What would the monthly payment be for 13440 SW PEMBROKE CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13440 SW PEMBROKE CIRCLE N?+
The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13440 SW PEMBROKE CIRCLE N?+
The most recent tax bill on record (2025) was $4,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13440 SW PEMBROKE CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Suzy?+
At $249,900, this home is listed about 18% below the Lake Suzy median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13440 SW PEMBROKE CIRCLE N?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7525249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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