13136 SW PEMBROKE CIRCLE N, LAKE SUZY, FL, 34269
Active157 days on marketListed Mar 7, 2026MLS #C7522758
About this home
13136 SW PEMBROKE CIRCLE N
Charming Single Family Home in the Heart of Lake Pembroke Experience the perfect blend of comfort and convenience in this meticulously maintained home located in the highly sought-after Lake Pembroke area. Designed for modern living with an open and airy feel, this home is completely carpet-free, featuring stylish laminate and tile flooring throughout. The heart of the home is a bright kitchen boasting a functional breakfast bar and newer appliances, including a recently updated dishwasher and washer/dryer set. Elegant plantation shutters accent the windows abd lanai door, offering both privacy and a touch of Florida sophistication. The spacious floor plan includes two well-appointed bathrooms, both featuring dual-sink vanities—a rare find! The master suite serves as a private retreat with its convenient step-in shower. One of the standout features of this property is the exceptionally low HOA fees, allowing you to enjoy a maintenance-free lifestyle without the high overhead. Lawn care and irrigation included, yeah! Location Highlights: Prime Accessibility: Located just minutes from I-75, making travel to the rest of Florida a breeze. Recreation & Leisure: Proximity to world-class golf courses, boating, and the Gulf’s stunning beaches. Travel: Easy access to regional airports for stress-free travel. Golf: Lake Suzy residents are offered membership currently at 25K, but projected to go up, join Aileron now! Whether you are looking for a seasonal getaway or a permanent residence, this home offers the best of Southwest Florida living. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,562
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Lake Suzy actives
$195 vs $172
Days on market
157 vs 61 typical
Where $195/sqft sits among the 15 Lake Suzy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Suzy
Get to know Lake Suzy. See the full Lake Suzy guide →
LAKE SUZY 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Suzy market
$244K → $399K
Lake Suzy median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
7 of 15
Lake Suzy actives have cut their price
Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAKE SUZY 34269 median. See the full Lake Suzy market guide →
Paper trail
This home's history
Reality check
What actually sold near 13136 SW PEMBROKE CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$296,000
13180 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,562 sqft · $190/sqft · 168 DOM
Sold · Aug ’25$249,900
13170 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,562 sqft · $160/sqft · 58 DOM
Sold · Feb ’26$250,000
13348 SW PEMBROKE CIRCLE N · same community
3 bd · 2 ba · 1,716 sqft · $146/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13136 SW PEMBROKE CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13136 SW PEMBROKE CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13136 SW PEMBROKE CIRCLE N FAQs
What would the monthly payment be for 13136 SW PEMBROKE CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,590/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13136 SW PEMBROKE CIRCLE N?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13136 SW PEMBROKE CIRCLE N?+
The most recent tax bill on record (2025) was $4,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13136 SW PEMBROKE CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Suzy?+
At $305,000, this home is priced right at the Lake Suzy median.
Which schools are assigned to 13136 SW PEMBROKE CIRCLE N?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE SUZY 34269 market on paper
$305,000 is 12% below the LAKE SUZY 34269 median of $347,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
157 days on market against a Lake Suzy median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $325,000, now $305,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CCRFL, LLC. · Kathy Weithman. MLS #C7522758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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