
8 Ocean View Blvd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active82 days on marketListed May 15, 2026MLS #A12019642
About this home
8 Ocean View Blvd, Key Largo FL 33037
Owner financing may be considered for qualified investors and second-home purchasers! A rare opportunity to acquire a Key Largo property with seller financing available for non-homestead/non-owner-occupied buyers with a minimum $400,000 down payment. Illustrative terms include 9% interest, 30-year amortization, a 5-year balloon, and principal and interest payments only (subject to seller approval). Offered at compelling land-value pricing, this charming Key Largo retreat provides immediate enjoyment while you plan and build your dream elevated Keys residence. Nestled on sought-after Ocean View Blvd and surrounded by luxury waterfront estates, the impeccably maintained home features terrazzo floors, hurricane-impact windows and doors, newer appliances and systems, covered parking, and tropical landscaping. Live in it, lease it, or use it as your residence during the design and permitting process. The spacious lot offers room for expansion, a pool, boat parking, or a custom island estate designed to capture the bay breezes and Keys lifestyle. Ideally located less than an hour from Miami and minutes from marinas, boating, fishing, waterfront dining, and world-famous Snappers Restaurant. A unique opportunity to secure a premium Key Largo address today while creating exceptional long-term value tomorrow.
Facts & features
The home at a glance
0.133 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,928 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,928/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 Ocean View Blvd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$770,000
94825 Overseas Hwy 220, Key Largo FL 33037
3 bd · 3 ba · 365 DOM
Sold · Jan ’26$1,100,000
94825 Overseas Hwy #94, Key Largo FL 33037
3 bd · 3 ba · 329 DOM
Sold · Oct ’25$715,000
306 Little Miss Muffett, Key Largo FL 33037
2 bd · 2 ba · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8 Ocean View Blvd — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 Ocean View Blvd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8 Ocean View Blvd FAQs
What would the monthly payment be for 8 Ocean View Blvd, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,928/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8 Ocean View Blvd, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $3,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $599,000, this home is listed about 32% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8 Ocean View Blvd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Odalys Sierra. MLS #A12019642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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