David Ramirez
$285,000≈$2,072 /mo all-in ↓

0 Seaside Ave, Key Largo FL 33037, KEY LARGO, FL, 33037

Active95 days on marketListed May 2, 2026MLS #A12027994

✦ Priced 59% below the KEY LARGO 33037 medianResidentialSEASIDE RESUBD

About this home

0 Seaside Ave, Key Largo FL 33037

TIER 3, cleared oceanside lot in Key Largo! Build your dream home on this 50 x 125 cleared, corner lot in Key Largo! Desirable oceanside location in popular Seaside subdivision within walking distance to Snappers Oceanfront Restaurant and right across the highway from Mike Forester boat ramp and park. Submit your plans now and you'll be basking in the ocean breeze and beauty of island living before you know it! So many possibilities - make your vision come to life in the Florida Keys!

Facts & features

The home at a glance

0 ac

Lot size

Ocean View view

Inside

Outside & construction

ViewOcean View
FacesEast

Community & fees

Taxes (2025)$1,298/yr

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,072/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Key Largo

Map of 0 Seaside Ave, Key Largo FL 33037

Get to know Key Largo. See the full Key Largo guide →

KEY LARGO 33037 — neighborhood snapshot

Population

13,674

Median age

54.2

Median income

$80,911

Median home value

$660,700

Avg household

2.34

Households w/ children

999

For the school run

Monroe County School District

HighCoral Shores High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Key Largo market

Seller’s marketLeans buyer — 25.5 months of inventoryBuyer’s market

$1.1M → $910K

Key Largo median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the KEY LARGO 33037 median. See the full Key Largo market guide →

Paper trail

This home's history

May 2, 2026Listed at $285,000 · 95 days on market since

Reality check

What actually sold near 0 Seaside Ave

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

94825 Overseas Hwy 220, Key Largo FL 33037Sold · Jul ’26

$770,000

94825 Overseas Hwy 220, Key Largo FL 33037

3 bd · 3 ba · 365 DOM

94825 Overseas Hwy #94, Key Largo FL 33037Sold · Jan ’26

$1,100,000

94825 Overseas Hwy #94, Key Largo FL 33037

3 bd · 3 ba · 329 DOM

306 Little Miss Muffett, Key Largo FL 33037Sold · Oct ’25

$715,000

306 Little Miss Muffett, Key Largo FL 33037

2 bd · 2 ba · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Seaside Ave — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Seaside Ave — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

0 Seaside Ave FAQs

What would the monthly payment be for 0 Seaside Ave, Key Largo FL 33037?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 Seaside Ave, Key Largo FL 33037?+

The most recent tax bill on record (2025) was $1,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Key Largo?+

At $285,000, this home is listed about 68% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 Seaside Ave, Key Largo FL 33037?+

Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

8 Ocean View Blvd, Key Largo FL 33037

$599,000

8 Ocean View Blvd, Key Largo FL 33037, KEY LARGO

127 Seaside Ave, Key Largo FL 33037

$2,345,000

127 Seaside Ave, Key Largo FL 33037, KEY LARGO

4 bd · 2 ba · 1,716 sqft

Listing courtesy of American Caribbean Real Estate · Lorie Leal. MLS #A12027994.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Key Largo homes, in your inbox

Like 0 Seaside Ave, Key Largo FL 33037 but not quite? A daily digest of every new listing in Key Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 5, 2026 at 4:03 PM UTC. The listing information on this page last changed on August 5, 2026 at 4:03 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 5, 2026 at 4:03 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 5, 2026 at 4:03 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.