8 Ocean View Blvd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active91 days on marketListed May 6, 2026MLS #A12004569
About this home
8 Ocean View Blvd, Key Largo FL 33037
Owner financing may be considered for qualified purchasers acquiring the property as a non-homestead/non-owner-occupied residence with a minimum $400,000 down payment. Illustrative terms include 9% interest, 30-year amortization, and a 5-year balloon with principal and interest payments only. All financing is subject to seller approval. Charming Key Largo retreat just under an hour from Miami, nestled on sought-after Ocean View Blvd and surrounded by magnificent waterfront estates near world-famous Snappers. This impeccably maintained Florida Keys cottage sits on a 5,780 SF lot and features terrazzo floors, hurricane-impact windows and doors, newer A/C, refrigerator, washer and dryer, plus covered parking. The spacious yard offers room for a boat, RV, pool, or future expansion. Previously enjoyed as a seasonal residence, the property may also appeal to buyers seeking a vacation home or potential investment opportunity. Its location provides easy access to boating, fishing, diving, waterfront dining, and the best of the Keys lifestyle. Buyers should independently verify vacation rental regulations, licensing requirements, and projected rental income during due diligence. Whether you're searching for a full-time residence, weekend escape, or investment, this Key Largo gem is ready to welcome its next owner.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,197
Sqft
1
Garage
1953
Year built
$500
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,928 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,928/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.3%
$/sqft vs Key Largo actives
$500 vs $727
Days on market
91 vs 71 typical
Where $500/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 8 Ocean View Blvd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$720,000
111 Tweedy Pie Ter, Key Largo FL 33037
2 bd · 2 ba · 1,152 sqft · $625/sqft · 25 DOM
Sold · Jul ’26$715,000
51 N BAY HARBOR DRIVE
2 bd · 2 ba · 1,280 sqft · $559/sqft · 13 DOM
Sold · Sep ’25$520,000
227 Cuba Rd, Tavernier FL 33070
3 bd · 2 ba · 1,430 sqft · $364/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8 Ocean View Blvd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 Ocean View Blvd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8 Ocean View Blvd FAQs
What would the monthly payment be for 8 Ocean View Blvd, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,928/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8 Ocean View Blvd, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $3,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 Ocean View Blvd, Key Largo FL 33037?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $599,000, this home is listed about 32% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8 Ocean View Blvd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$599,000 is 14% below the KEY LARGO 33037 median of $695,000, and at $500/sqft it sits under the Key Largo average of $868.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $675,000, now $599,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Odalys Sierra. MLS #A12004569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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