David Ramirez
$379,9003 bd2 ba1,608 sqft$236 /sqft$3,004 /mo all-in ↓

11404 TURTLE DOVE PLACE, NEW PORT RICHEY, FL, 34654

Active16 days on marketListed Jul 28, 2026MLS #W7887871

Single Family ResidenceSUMMERTREE PRCL 03A PH 01

About this home

11404 TURTLE DOVE PLACE

HONEY, STOP THE CAR AS THIS WILL BE YOUR LAST STOP! Stunning 3-Bedroom Home in 55+ Active Community with Resort-Style Amenities! Welcome to retirement living at its finest! This drop-dead gorgeous 3-bedroom, 2-bath home with a 2-car garage is nestled in one of Pasco County's best-kept secrets. Located in a serene 55+ active community, you'll enjoy both luxury and convenience in this move-in-ready gem. Step inside and be wowed by the gourmet kitchen, remodeled in 2024, featuring custom cabinetry, stone countertops, and newer stainless steel appliances, including a double oven—perfect for the home chef. The open floor plan includes an inviting enclosed lanai, ideal for relaxing with no rear neighbors for added privacy. Situated off the kitchen is office space for work at home. The main areas boast elegant tile flooring, while the guest bedrooms feature warm wood laminate. The primary bedroom has beautiful, maintenance free tile and the ensuite boasts a custom double vanity, custom hamper cabinet and custom commode cabinet with a spacious walk in shower. Outside, the open front porch invites you to sit back and take in the beauty of this community, with its charming backdrop of large shade trees where deer roam and graze. Beyond your front door, this vibrant community offers a clubhouse brimming with amenities, including a heated pool, billiards, card rooms, arts and crafts, pickleball, and regular events like dances and planned trips for many social outings with new friends. For the golf enthusiasts, enjoy the convenience of the 9-hole public golf course. Plus, you're just minutes from Hudson Beach, the Suncoast Parkway, restaurants, and shopping. And the best part? This home is in an X zone for flood, offering peace of mind. AND BEST OF ALL OWNER WILL INSTALL A BRAND NEW ROOF PRIOR TO CLOSING!! Don't miss out on this opportunity to live the lifestyle you've been dreaming of!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,608

Sqft

0.15 ac

Lot size

2

Garage

2002

Year built

One

Levels

$236

Per sqft

55+ community

Inside

FlooringCeramic Tile · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$234/mo
Taxes (2025)$2,466/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,004 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$206
HOA fee — from the listing$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$3,004/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$206
HOA / condo fee$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$266KedgeAI estimate $286,816 · range $277K$311K$395K

vs edgeAI estimate

+32.5%

$/sqft vs New Port Richey actives

$236 vs $202

Days on market

16 vs 53 typical

Where $236/sqft sits among the 400 New Port Richey actives

93
157
81 · this home
19
15
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summertree

Map of 11404 TURTLE DOVE PLACE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Summertree — neighborhood snapshot

Population

1,835

Median age

60

Median income

$44,847

Median home value

$169,874

Avg household

2

Households w/ children

159

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

249 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $379,900 · 16 days on market since
2002Built · SUMMERTREE PRCL 03A PH 01

Reality check

What actually sold near 11404 TURTLE DOVE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11446 SINATRA COURTSold · Feb ’26

$340,000

11446 SINATRA COURT · same community

3 bd · 2 ba · 1,597 sqft · $213/sqft · 10 DOM

11419 CLEAR OAK CIRCLESold · Jun ’26

$225,000

11419 CLEAR OAK CIRCLE · same community

3 bd · 2 ba · 1,656 sqft · $136/sqft · 93 DOM

11337 CLEAR OAK CIRSold · Jul ’26

$298,000

11337 CLEAR OAK CIR · same community

3 bd · 2 ba · 1,732 sqft · $172/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11404 TURTLE DOVE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11404 TURTLE DOVE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11404 TURTLE DOVE PLACE FAQs

What would the monthly payment be for 11404 TURTLE DOVE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,004/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11404 TURTLE DOVE PLACE?+

The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11404 TURTLE DOVE PLACE?+

The most recent tax bill on record (2025) was $2,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11404 TURTLE DOVE PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $379,900, this home is listed about 34% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.

Which schools are assigned to 11404 TURTLE DOVE PLACE?+

Moon Lake Elementary School (elementary), Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX CHAMPIONS · Lynette Krull. MLS #W7887871.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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