David Ramirez
$370,0003 bd2 ba1,686 sqft$219 /sqft$3,008 /mo all-in ↓

11427 TURTLE DOVE PLACE, NEW PORT RICHEY, FL, 34654

Active530 days on marketListed Mar 1, 2025MLS #TB8349353

Single Family ResidenceSUMMERTREE PRCL 03A PH 01

About this home

11427 TURTLE DOVE PLACE

Move In Ready! NO FLOOD! NO CDD! Welcome home to Summertree at Cross Creek. A premier 55+ Community with an abundance of social activities and outdoor living amenities. Your new home has been meticulously loved, upgraded, and maintained. A rare property in the community with a private back garden/yard area ensuring you solitude and privacy from the back neighbors. During Spring, a plethora of beautiful flowers adorn the view from your living area and lanai. As you enter the foyer, your home flows harmoniously throughout to the lanai and out to the back garden. The split floor plan provides guests/family with their own area and private full bath while the Primary bedroom with en-suite affords you your own oasis. The dining area in the kitchen and the dining room allow for ample space to entertain guests and family. The updated kitchen opens to the dining room with seating at the counter. There is an abundance of space with the open floor plan for family dinners and gatherings. The lanai is the perfect sanctuary for you to relish in your morning cup of coffee or tea and unwind at the end of the day. Are you ready for the peaceful, maintenance free life-style you have been working for? This highly sought after community is bountiful with amenities and activities with like-minded friends. Golf, tennis, swimming, cards, line dancing, socials, pickle ball, yoga, game room with pool tables, library, work out room, and plenty more. Relax in the resort style setting of the pool and spa. Complete with Hurricane Shutters. *Please see the Feature Sheet in attachments*

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,686

Sqft

0.2 ac

Lot size

2

Garage

2002

Year built

One

Levels

$219

Per sqft

55+ communityPets allowed

Inside

FlooringBamboo · Granite · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Mailbox

Community & fees

HOA fee$231/mo
Taxes (2023)$3,299/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,008 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2023 actual bill$275
HOA fee — from the listing$231
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$3,008/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$275
HOA / condo fee$231
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$276KedgeAI estimate $297,791 · range $287K$321K$385K

vs edgeAI estimate

+24.2%

$/sqft vs New Port Richey actives

$219 vs $202

Days on market

530 vs 53 typical

Where $219/sqft sits among the 400 New Port Richey actives

90
152
90 · this home
19
14
35
$98–157$157–216$216–275$275–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summertree

Map of 11427 TURTLE DOVE PLACE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Summertree — neighborhood snapshot

Population

1,835

Median age

60

Median income

$44,847

Median home value

$169,874

Avg household

2

Households w/ children

159

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

244 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Mar 1, 2025Listed at $370,000 · 530 days on market since
2002Built · SUMMERTREE PRCL 03A PH 01

Reality check

What actually sold near 11427 TURTLE DOVE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11419 CLEAR OAK CIRCLESold · Jun ’26

$225,000

11419 CLEAR OAK CIRCLE · same community

3 bd · 2 ba · 1,656 sqft · $136/sqft · 93 DOM

11337 CLEAR OAK CIRSold · Jul ’26

$298,000

11337 CLEAR OAK CIR · same community

3 bd · 2 ba · 1,732 sqft · $172/sqft · 67 DOM

11446 SINATRA COURTSold · Feb ’26

$340,000

11446 SINATRA COURT · same community

3 bd · 2 ba · 1,597 sqft · $213/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11427 TURTLE DOVE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11427 TURTLE DOVE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

11427 TURTLE DOVE PLACE FAQs

What would the monthly payment be for 11427 TURTLE DOVE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,008/mo — principal and interest, the actual property-tax bill, the $231/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11427 TURTLE DOVE PLACE?+

The association fee works out to $231 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11427 TURTLE DOVE PLACE?+

The most recent tax bill on record (2023) was $3,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11427 TURTLE DOVE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $370,000, this home is listed about 30% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.

Which schools are assigned to 11427 TURTLE DOVE PLACE?+

Moon Lake Elementary School (elementary), Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Yvette La Pointe. MLS #TB8349353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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