David Ramirez
$476,500$485,0003 bd2.5 ba1,772 sqft$269 /sqft$3,714 /mo all-in ↓

1128 FORBES TRACE, TARPON SPRINGS, FL, 34689

Active11 days on marketListed Jul 24, 2026MLS #W7887852

Reduced $9KSingle Family ResidenceGULFVIEW RIDGE

About this home

1128 FORBES TRACE

Welcome to this beautifully updated 3-bedroom, 2.5-bathroom, 2 car garage residence, offering 1,772 square feet of bright, open-concept living space in Tarpon Springs! As you step through the front door, you will notice the spacious living room that flows seamlessly into the dining area. The kitchen features shaker cabinetry with ample counter space, including an 8-foot island, quartz countertops, and stainless steel appliances with a built-in microwave. It also offers excellent storage with a walk-in pantry. Just off the kitchen, there is a built-in wet bar with a wine and beverage fridge.The primary suite boasts a generous custom walk-in closet and an en-suite bathroom with a custom wood double vanity, and a walk-in shower. Step outside to enjoy the screened-in lanai overlooking the fully fenced backyard, which is perfect for pets, families, or simply relaxing outdoors. Outside, the screened-in lanai overlooks a fully fenced backyard, perfect for relaxation, pets, or family gatherings. Additional features of the home include a new roof (2018), fresh exterior paint, custom interior woodwork, luxury vinyl flooring, and hurricane impact windows. * The property has maintained a completely dry interior *

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,772

Sqft

0.17 ac

Lot size

2

Garage

1982

Year built

One

Levels

$269

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesEast
ExteriorCourtyard · Irrigation System

Community & fees

Taxes (2025)$6,454/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,714 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,805
FHA mortgage insurance (est.)$211
Property tax — 2025 actual bill$538
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,678Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,678
Interest rate6.00%
Loan term

Estimated payment

$3,714/mo

Principal & interest$2,805
FHA mortgage insurance (est.)$211
Property taxes (actual bill)$538
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $477K
$457KedgeAI estimate $662,895 · range $574K$884K$919K

vs edgeAI estimate

−28.1%

$/sqft vs Tarpon Springs actives

$269 vs $245

Days on market

11 vs 46 typical

Where $269/sqft sits among the 268 Tarpon Springs actives

69
74
64 · this home
23
14
24
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1128 FORBES TRACE

Drive times from this address

Tampa Int’l Airport (TPA)43 min
Downtown Tampa46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$439K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

141 of 268

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $476,500 $9K
Jul 24, 2026Listed at $485,000 · 11 days on market since
1982Built · GULFVIEW RIDGE

Reality check

What actually sold near 1128 FORBES TRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1421 IRONWORKS LANESold · Jul ’26

$402,000

1421 IRONWORKS LANE · same community

3 bd · 2 ba · 1,556 sqft · $258/sqft · 21 DOM

1210 CROSSBOW LANESold · Mar ’26

$360,000

1210 CROSSBOW LANE · same community

3 bd · 2 ba · 1,524 sqft · $236/sqft · 4 DOM

1003 GREENLEAF WAYSold · Aug ’25

$200,000

1003 GREENLEAF WAY · same community

3 bd · 2 ba · 1,331 sqft · $150/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1128 FORBES TRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1128 FORBES TRACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1128 FORBES TRACE FAQs

What would the monthly payment be for 1128 FORBES TRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1128 FORBES TRACE?+

The most recent tax bill on record (2025) was $6,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $476,500, this home is listed about 11% above the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1128 FORBES TRACE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$476,500 runs 55% above the TARPON SPRINGS 34689 median.

02Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $485,000, now $476,500 — a $9K cut. The full history is in the market section below.

Listing courtesy of TARAPANI BANTHER & ASSOC LLC · Gianna Kontos. MLS #W7887852.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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