1019 PENINSULA ROAD, TARPON SPRINGS, FL, 34689
Active38 days on marketListed Jun 26, 2026MLS #W7887046
About this home
1019 PENINSULA ROAD
Virtually Staged. Just listed these four bedrooms plus home office or fifth bedroom. Beautifully renovated and spacious 1898 Htd Sq'. Garage was enclosed for extra room or storage. Huge, fenced yard with *plenty of room for a pool. Home is completely renovated and all appliances are included. There's no flood insurance required here the home is high and dry. There are no deed restrictions, No HOA! The property is large enough to park your boat or RV. This home just blocks from the Tarpon Beaches and Howard Park. Tarpon Springs is a famous town that offers you two beaches and plenty of antique shopping downtown. The schools are highly rated. You are just minutes to all shopping and 29 miles to Tampa Airport.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,631
Sqft
0.21 ac
Lot size
1974
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,859 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Tarpon Springs actives
$224 vs $246
Days on market
38 vs 46 typical
Where $224/sqft sits among the 269 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $439K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
142 of 269
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1019 PENINSULA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$402,000
1421 IRONWORKS LANE · same community
3 bd · 2 ba · 1,556 sqft · $258/sqft · 21 DOM
Sold · Mar ’26$360,000
1210 CROSSBOW LANE · same community
3 bd · 2 ba · 1,524 sqft · $236/sqft · 4 DOM
Sold · Aug ’25$200,000
1003 GREENLEAF WAY · same community
3 bd · 2 ba · 1,331 sqft · $150/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1019 PENINSULA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1019 PENINSULA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1019 PENINSULA ROAD FAQs
What would the monthly payment be for 1019 PENINSULA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,859/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1019 PENINSULA ROAD?+
The most recent tax bill on record (2025) was $4,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1019 PENINSULA ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $364,900, this home is listed about 15% below the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1019 PENINSULA ROAD?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$364,900 runs 14% above the TARPON SPRINGS 34689 median.
02Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $379,000, now $364,900 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEW DIMENSIONS IN REAL EST INC · Lorrie Williams. MLS #W7887046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 1019 PENINSULA ROAD but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →