13540 PLANTATION LAKE CIRCLE, HUDSON, FL, 34669
Active15 days on marketListed Jul 19, 2026MLS #W7887796
About this home
13540 PLANTATION LAKE CIRCLE
PRISTINE MOVE-IN READY GEM ON A QUIET CUL-DE-SAC CIRCLE IN MEADOW OAKS GOLF COMMUNITY! This immaculate 3-bedroom, 2-bathroom single-family residence is being offered with the furniture as an option. It perfectly balances major structural updates with effortless resort-style living. Step through the elegant pillared entryway into a bright, open-concept floor plan featuring high vaulted ceilings, modern tile flooring, and a neutral, welcoming palette. The functional kitchen offers crisp white cabinetry, integrated appliances, a convenient breakfast bar, and a cozy casual dining space. Rest easy knowing the most expensive capital improvements are already done for you: Newer-age roof for superior weather protection and insurance savings. Brand New Energy-Efficient Windows installed throughout the home. Private Irrigation Well dedicated strictly to the lawn, keeping your lush tropical landscaping vibrant without the high water bills. Whole-House Generator included for ultimate peace of mind during storm season. The spacious living area flows beautifully out to a sprawling, fully screened and covered back patio—your private sanctuary for morning coffee or evening relaxation. Tucked away on a peaceful cul-de-sac, you are just moments from the fantastic amenities at Meadow Oaks, including an 18-hole championship golf course, a massive resort-style swimming pool, tennis and pickleball courts, and a vibrant community clubhouse for your use when needed for private events. The golf club has its own cafe open to the public; enjoy breakfast in the morning or dine anytime of day. This structurally flawless home truly offers the quintessential Florida lifestyle with zero deferred maintenance. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,774
Sqft
0.21 ac
Lot size
2
Garage
2004
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,470 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,470/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs MEADOW OAKS
$186 vs $176
Days on market
15 vs 42 typical
Where $186/sqft sits among the 8 homes for sale in MEADOW OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
7 of 8
MEADOW OAKS have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13540 PLANTATION LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$334,860
12931 CASTLE OAKS DRIVE · same community
3 bd · 2 ba · 1,758 sqft · $190/sqft · 203 DOM
Sold · Apr ’26$359,580
12942 CASTLE OAKS DRIVE · same community
4 bd · 2 ba · 1,740 sqft · $207/sqft · 167 DOM
Sold · Oct ’25$309,930
13686 BRUSHLEAF COURT · same community
3 bd · 2 ba · 1,684 sqft · $184/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13540 PLANTATION LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13540 PLANTATION LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13540 PLANTATION LAKE CIRCLE FAQs
What would the monthly payment be for 13540 PLANTATION LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,470/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13540 PLANTATION LAKE CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13540 PLANTATION LAKE CIRCLE?+
The most recent tax bill on record (2025) was $2,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13540 PLANTATION LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $329,900, this home is priced right at the Hudson median.
Which schools are assigned to 13540 PLANTATION LAKE CIRCLE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STROMER GROUP INC · Rameena Stromer. MLS #W7887796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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