David Ramirez
$364,9003 bd2 ba1,412 sqft$258 /sqft$2,866 /mo all-in ↓

10551 MAGRATH LANE, NEW PORT RICHEY, FL, 34654

Active23 days on marketListed Jul 23, 2026MLS #W7887776

Single Family ResidenceDEER RIDGE AT RIVER RIDGE

Come see it

Upcoming open house

Sat, Aug 15

12:00 PM – 2:00 PM

About this home

10551 MAGRATH LANE

Welcome to 10551 Magrath Lane in New Port Richey, a beautifully reimagined 3-bedroom, 2-bath home where every detail has been thoughtfully renovated from the roof to the flooring. Situated on approximately a quarter-acre lot, this move-in-ready home offers a desirable split-bedroom floor plan, a spacious 3-car garage, and quality finishes throughout. Step inside to an open and inviting floor plan filled with natural light and modern style. Luxury vinyl plank flooring flows throughout the main living areas, complemented by tile flooring and fresh interior paint that create a warm, elegant atmosphere. At the heart of the home is a stunning kitchen designed for both everyday living and entertaining. Featuring 42-inch soft-close cabinetry, an oversized center island, beautiful countertops, a custom appliance garage to keep countertops clutter-free, and an open layout overlooking the living and dining spaces, this kitchen is as functional as it is beautiful. The split-bedroom layout provides privacy for both homeowners and guests. The spacious primary suite offers a peaceful retreat, while two additional bedrooms and a beautifully updated guest bathroom complete the home's well-designed floor plan. Major updates include a new roof (2023), new AC (2023), fresh interior and exterior paint, and a newly rescreened patio, allowing you to simply move in and enjoy. Step outside to your spacious backyard where you'll find both a covered lanai and an additional open patio, giving you the flexibility to enjoy a shaded place to relax or soak up the Florida sunshine. The oversized quarter-acre homesite offers plenty of room for entertaining, gardening, pets, or future outdoor enhancements. The irrigation system, supplied by a private well, helps keep the lawn lush while reducing utility costs. A double gate and additional concrete parking pad provide exceptional convenience for storing a boat, trailer, or extra vehicles. The oversized 3-car garage offers abundant space for vehicles, storage, hobbies, or a workshop, making this home as practical as it is beautiful. Ideally located near shopping, dining, parks, medical facilities, top-rated schools, and Tampa International Airport, this home offers easy access to everything the Tampa Bay area has to offer. If you've been searching for a completely updated home where every major improvement has already been completed, 10551 Magrath Lane is ready to welcome you home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,412

Sqft

0.23 ac

Lot size

3

Garage

1996

Year built

One

Levels

$258

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

HOA fee$84/mo
Taxes (2025)$3,748/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,866 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$312
HOA fee — from the listing$84
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,772
Interest rate6.00%
Loan term

Estimated payment

$2,866/mo

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$312
HOA / condo fee$84
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$272KedgeAI estimate $287,143 · range $283K$297K$379K

vs edgeAI estimate

+27.1%

$/sqft vs New Port Richey actives

$258 vs $201

Days on market

23 vs 53 typical

Where $258/sqft sits among the 400 New Port Richey actives

94
160
78 · this home
19
14
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deer Ridge At River Ridge

Map of 10551 MAGRATH LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)45 min
Downtown Tampa48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Deer Ridge At River Ridge — neighborhood snapshot

Population

165

Median age

45

Median income

$83,939

Median home value

$337,100

Avg household

3

Households w/ children

14%

For the school run

Pasco County School District

ElementaryCypress Elementary School★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$263K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

250 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $364,900 · 23 days on market since
1996Built · DEER RIDGE AT RIVER RIDGE

Reality check

What actually sold near 10551 MAGRATH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7527 MOORGATE COURTSold · Apr ’26

$285,000

7527 MOORGATE COURT

2 bd · 2 ba · 1,400 sqft · $204/sqft · 4 DOM

7506 MUSCOVY LANESold · Sep ’25

$285,000

7506 MUSCOVY LANE

3 bd · 2 ba · 1,436 sqft · $198/sqft · 31 DOM

7125 SILVERWOOD DRIVESold · Sep ’25

$258,000

7125 SILVERWOOD DRIVE

2 bd · 2 ba · 1,372 sqft · $188/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10551 MAGRATH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10551 MAGRATH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10551 MAGRATH LANE FAQs

What would the monthly payment be for 10551 MAGRATH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,866/mo — principal and interest, the actual property-tax bill, the $84/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10551 MAGRATH LANE?+

The association fee works out to $84 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10551 MAGRATH LANE?+

The most recent tax bill on record (2025) was $3,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10551 MAGRATH LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $364,900, this home is listed about 28% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10551 MAGRATH LANE?+

Cypress Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Ashley Aviolla. MLS #W7887776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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